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809 Trudy Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 809 Trudy Ln, O Fallon, MO 63366 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 936 sqft · built 1981
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on File
Last Sale$248,000 (Apr 2025)
Tax Bill$2,424 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Nov 2017 Second Mortgage
Flood ZoneZone X (minimal risk)
APN237732A000

Property Details

APN / Parcel Number

Primary APN237732A000
Alternative APN
  • 2-051B-4970-00-0110.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft

Exterior

Year BuiltBuilt 1981
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area9,600 sqft
Lot Dimensions128 ft deep x 75 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area68 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number237732A000
Old Parcel Number237732A000
Street Address809 TRUDY LN
CityO FALLON
StateMO
Zip63366-1874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLOW RUN LOT 110
Legal Range03E
Legal Township47N
Legal SubdivisionWILLOW RUN
Legal Lot Number110
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group4
Census Block4001
Census Tract311602

Owner

Source: St. Charles County records · APN 237732A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address809 TRUDY LN, O FALLON, MO 63366-1874
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2023Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Nov 20, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSOURI HOUSING DEVELOPMENT COMMISSION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 07, 2025 · Amount on Record
Deed SaleApr 07, 2025 · Amount on Record
Prior SaleFeb 16, 2023
Deed Document Number0202513464
Deed Book / Page2025 / 13464
Record UpdatedJun 08, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 16, 2023
Property Address809 TRUDY LN, O FALLON, MO 63366-1874
Document Number0000005951
Map ReferenceMB 16 PG 2
Instrument DateFeb 15, 2023
Instrument2023R-005951
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address102 CHANCELLORVILLE DR, WRIGHT CITY, MO 63390-2032

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address809 TRUDY LN, O FALLON, MO 63366-1874

Mortgage

Document Number0000005952
DateFeb 16, 2023
Instrument2023R-005952
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address809 TRUDY LN, O FALLON, MO 63366-1874
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068411138
DateNov 20, 2017
Book Page6841/1138
Instrument20171120000722760
Lender
NameMISSOURI HOUSING DEVELOPMENT COMMISSION
TypeFunding / Finance Company
AddressKANSAS CITY, MO 64105
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,424.00 (+26.98%)$37,480 (+24.82%)$197,265 (+24.82%) Land $50,000 Building $147,265
2023$30,027 (+13.04%)
2022$1,909.00$26,564$158,039 (+13.04%) Land $40,000 Building $118,039
2021$139,810 Land $40,000 Building $99,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 439 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP, Brightspeed, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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