902 Thomas Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 902 Thomas Ave, Saint Paul, MN 55104

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,303 sqft · built 1900
Lot Size	0.196 acres (8,515 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2024)
Tax Bill	$5,946 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-29-23-24-0011`

Property Details

APN / Parcel Number

Primary APN	`35-29-23-24-0011`
Alternative APNs	`8521242` `548009`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,303 sqft Living Area
1st Floor Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1935
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,515 sqft (0.196 acres)
Lot Dimensions	131 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	548009
Street Address	902 THOMAS AVE
City	SAINT PAUL
State	MN
Zip	55104-3035
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	JOSEPH R. WEIDES 5TH,ADDITION LOTS 4 AND LOT 5 BLK 3
Legal Range	23
Legal Township	29
Legal Section	35
Legal Subdivision	JOSEPH R. WEIDES 5TH,ADDITION
Legal Block	3
Legal Lot Number	4,5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4003
Census Tract	32500

Owner

902 Thomas Ave, a duplex, is owned and occupied by an individual who bought it in January 2024.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	902 THOMAS AVE, SAINT PAUL, MN 55104-3035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Re-recorded Document · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 27, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 22, 2018	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2024 · Amount on File
Deed Sale	Jan 26, 2024 · Amount on File
Prior Sale	Dec 27, 2023 · Amount on File
Deed Document Number	20245015060
Prior Transfer Date	Apr 4, 2016
Prior Transfer Doc	0004732102
Record Updated	Oct 29, 2026

January 2024: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	RAMSEY MN
Recording Date	Jan 26, 2024
Property Address	902 THOMAS AVE, SAINT PAUL, MN 55104-3035
Document Number	0A05015060
Instrument Date	Sep 7, 2023
Instrument	A05015060
Record Updated	Feb 1, 2024
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 THOMAS AVE, SAINT PAUL, MN 55104-3035

Mortgage

Document Number	0A05015061
Date	Jan 26, 2024
Instrument	A05015061

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2053

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 27, 2023
Property Address	902 THOMAS AVE, SAINT PAUL, MN 55104-3035
Document Number	0T02766739
Instrument Date	Sep 7, 2023
Instrument	T02766739
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 THOMAS AVE, SAINT PAUL, MN 55104-3035

Mortgage

Document Number	0T02766740
Date	Dec 27, 2023
Instrument	T02766740

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2053

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 22, 2018
Property Address	902 THOMAS AVE, SAINT PAUL, MN 55104-3035
Document Number	0004732103
Instrument Date	Sep 13, 2018
Instrument	4732103
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	TITLE SPECIALIST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	902 THOMAS AVE ST PAUL MN 551043035, ST PAUL, MN 55104-3035

Mortgage

Document Number	4732104
Date	Oct 22, 2018
Instrument	4732104

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 902 Thomas Ave was $5,946 with a homeowner's exemption, up 57.6% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,700 (+4.12%) Land $25,000 Building $227,700	$252,700 (+4.12%) Land $25,000 Building $227,700
2025	$5,946.00 (+57.55%) Homeowner's exemption	$242,700 Land $25,000 Building $217,700	$242,700 Land $25,000 Building $217,700
2024	$3,774.00 (-0.63%)
2023	$3,798.00 Homeowner's exemption	$216,200 (+2.42%) Land $20,000 Building $196,200	$216,200 (+2.42%) Land $20,000 Building $196,200
2022		$211,100 Land $20,000 Building $191,100	$211,100 Land $20,000 Building $191,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 902 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 845 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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