897 Thomas Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 897 Thomas Ave, Saint Paul, MN 55104

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,072 sqft · built 1889
Lot Size	0.094 acres (4,092 sqft)
Owner	Individual Name on File
Last Sale	$247,097 (Oct 2020)
Tax Bill	$5,420 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-29-23-21-0040`

Property Details

APN / Parcel Number

Primary APN	`35-29-23-21-0040`
Alternative APNs	`8593745` `579411`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,072 sqft Living Area
1st Floor Area	1,036 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	4,092 sqft (0.094 acres)
Lot Dimensions	124 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	579411
Street Address	897 THOMAS AVE
City	SAINT PAUL
State	MN
Zip	55104-2145
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	JOSEPH R. WEIDES 5TH,ADDITION LOT 16 BLK 1
Legal Range	23
Legal Township	29
Legal Section	35
Legal Subdivision	JOSEPH R. WEIDES 5TH,ADDITION
Legal Block	1
Legal Lot Number	16
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4000
Census Tract	32500

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	897 THOMAS AVE, SAINT PAUL, MN 55104-2145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Warranty Deed, Transfer PRIME LNDG
Aug 13, 2018	Warranty Deed, Transfer · FHA Mortgage MIDCOUNTRY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Aug 15, 2018 · Amount on File
Deed Document Number	20204836916
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 8, 2020
Property Address	897 THOMAS AVE, SAINT PAUL, MN 55104-2145
Document Number	0004836916
Instrument Date	Sep 30, 2020
Instrument	4836916
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 THOMAS AVE ST PAUL MN 551042145, ST PAUL, MN 55104-2145

Mortgage

Document Number	4836917
Date	Oct 8, 2020
Instrument	4836917

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 13, 2018
Property Address	897 THOMAS AVE, SAINT PAUL, MN 55104-2145
Document Number	0004722385
Instrument Date	Jul 20, 2018
Instrument	4722385
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 THOMAS AVE ST PAUL MN 551042145, ST PAUL, MN 55104-2145

Mortgage

Document Number	4722386
Date	Aug 13, 2018
Instrument	4722386

Lender

Name	MIDCOUNTRY BK
Type	Bank
Address	VADNAIS HEIGHTS, MN 55110

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

Mortgage

Document Number	4722387,
Date	Aug 13, 2018
Instrument	4722387

Lender

Name	MIDCOUNTRY BK FSB
Type	Federal Savings Bank
Address	VADNAIS HEIGHTS, MN 55110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,200 (-1.98%) Land $25,000 Building $247,200	$272,200 (-1.98%) Land $25,000 Building $247,200
2025	$5,420.00 (+6.32%)
2023	$5,098.00 Homeowner's exemption	$277,700 Land $20,000 Building $257,700	$277,700 Land $20,000 Building $257,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 845 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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