902 Sunrise Dr, Elko, NV 89801 Property Records

Elko County property record for 902 Sunrise Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1979
Lot Size	0.151 acres (6,578 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Apr 2021)
Tax Bill	$1,004 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`001-821-012`

Property Details

APN / Parcel Number

Primary APN	`001-821-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,578 sqft (0.151 acres)
Garage Area	480 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	902 SUNRISE DR
City	ELKO
State	NV
Zip	89801-4372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	SUNRISE ADDITION FILE 126746, LOCATED IN MDB&M
Legal Range	55E
Legal Township	34N
Legal Section	14
Legal Subdivision	SUNRISE ADDITION
Legal Block	B
Legal Lot Number	12
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2003
Census Tract	951202

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 SUNRISE DR, ELKO, NV 89801-4372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 4, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 25, 2019	Trustee's Deed, Foreclosure FIRST AMERICAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Sep 4, 2019 · Amount on Record
Deed Document Number	2021786447
Prior Transfer Date	Apr 23, 2019
Prior Transfer Doc	0000753781
Record Updated	Oct 29, 2026

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Apr 29, 2021
Property Address	902 SUNRISE DR, ELKO, NV 89801-4372
Document Number	0000786447
Map Reference	FILE 126746
Instrument Date	Apr 9, 2021
Instrument	786447
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 SUNRISE DR, 902, ELKO, NV 89801-4372

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	902 SUNRISE DR, ELKO, NV 89801-4372

Mortgage

Document Number	0000786448
Date	Apr 29, 2021
Instrument	786448

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Mortgage

Document Number	0000786449
Date	Apr 29, 2021
Instrument	786449

Lender

Name	NEVADA RURAL HOUSING AUTHORITY
Type	Non-Lending Institution
Address	CARSON CITY, NV 89701

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 4, 2019
Property Address	902 SUNRISE DR, ELKO, NV 89801-4372
Document Number	0000758852
Map Reference	FILE 126746
Instrument Date	Aug 13, 2019
Instrument	758852
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2320 POTOSI ST STE 130, 2320, LAS VEGAS, NV 89146-0312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 SUNRISE DR, ELKO, NV 89801-4372

Mortgage

Document Number	0000758853
Date	Sep 4, 2019
Instrument	758853

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ELKO NV
Recording Date	Apr 25, 2019
Property Address	902 SUNRISE DR, ELKO, NV 89801-4372
Document Number	0000753781
Instrument Date	Apr 16, 2019
Instrument	753781
Transaction Type	Foreclosure
Record Updated	May 2, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$417.30
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2320 POTOSI ST #130 LAS VEGAS NV 891460312, 130, LAS VEGAS, NV 89146-0312
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,004.00 (+2.97%)	$32,374 (+13.59%) Land $14,525 Building $17,849	$92,497 (+13.59%) Land $41,500 Building $50,997
2025	$975.00 (+13.11%)	$28,501 (-0.97%) Land $9,800 Building $18,701	$81,431 (-0.97%) Land $28,000 Building $53,431
2023	$862.00 (+2.99%)	$28,781 (+10.76%) Land $9,800 Building $18,981	$82,231 (+10.76%) Land $28,000 Building $54,231
2022	$837.00	$25,985 Land $9,800 Building $16,185	$74,243 Land $28,000 Building $46,243

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5,092.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 76% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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