920 Sunrise Dr, Elko, NV 89801 Property Records

Elko County property record for 920 Sunrise Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1979
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Feb 2023)
Tax Bill	$1,125 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`001-821-008`

Property Details

APN / Parcel Number

Primary APN	`001-821-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Porch	Covered Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	920 SUNRISE DR
City	ELKO
State	NV
Zip	89801-4372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	SUNRISE ADDITION FILE 126746,LOCATED IN,MDB&M
Legal Range	55E
Legal Township	34N
Legal Section	14
Legal Subdivision	SUNRISE ADDITION
Legal Block	B
Legal Lot Number	8
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2003
Census Tract	951202

Owner

920 Sunrise Dr is owned and occupied by two individuals who bought it in February 2023.

Source: Elko County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	920 SUNRISE DR, ELKO, NV 89801-4372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Apr 27, 2017	Bargain and Sale Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on File
Deed Sale	Feb 28, 2023 · Amount on File
Prior Sale	Apr 27, 2017 · Amount on File
Deed Document Number	2023816776
Record Updated	Oct 29, 2026

February 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 28, 2023
Property Address	920 SUNRISE DR, ELKO, NV 89801-4372
Document Number	0000816776
Map Reference	FILE 126746
Instrument Date	Jan 19, 2023
Instrument	816776
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$838.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 SUNRISE DR, ELKO, NV 89801-4372

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 SUNRISE DR, ELKO, NV 89801-4372

Mortgage

Document Number	0000816777
Date	Feb 28, 2023
Instrument	816777

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

April 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Apr 27, 2017
Property Address	920 SUNRISE DR, ELKO, NV 89801-4372
Document Number	0000724535
Map Reference	FILE126746
Instrument Date	Apr 21, 2017
Instrument	724535
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	554 GALLINAS DR, 554, SPRING CREEK, NV 89815-5628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 SUNRISE DR, ELKO, NV 89801-4372

Mortgage

Document Number	0000724536
Date	Apr 27, 2017
Instrument	724536

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Mortgage

Document Number	0000724537
Date	Apr 27, 2017
Instrument	724537

Lender

Name	NEVADA HOUSING DIVISION
Type	Government Agency

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 920 Sunrise Dr was $1,125, up 8.8% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,125.00 (+8.8%)	$32,911 (+16.55%) Land $14,525 Building $18,386	$94,031 (+16.55%) Land $41,500 Building $52,531
2025	$1,034.00	$28,237 Land $9,800 Building $18,437	$80,677 Land $28,000 Building $52,677
2023	$919.00 (+7.99%)	$28,278 (+9.91%) Land $9,800 Building $18,478	$80,794 (+9.91%) Land $28,000 Building $52,794
2022	$851.00	$25,729 Land $9,800 Building $15,929	$73,511 Land $28,000 Building $45,511

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 920 Sunrise Dr in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Sunrise Dr is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 76% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

Nearby Properties on Sunrise Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures