902 Spencerville Rd, Delphos, OH 45833 Property Records

Allen County property record for 902 Spencerville Rd, Delphos, OH 45833

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (May 2018)
Tax Bill	$1,018 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-3011-08-004.000`

Property Details

APN / Parcel Number

Primary APN	`25-3011-08-004.000`
Alternative APN	`D1425301108004000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	1,944 sqft
1st Floor Area	784 sqft
Attic	Attic
Attic Area	376 sqft
Basement Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	160 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	902 SPENCERVILLE RD
City	DELPHOS
State	OH
Zip	45833-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE DELPHOS FOUNDRY COMPANYS SUBDIVISION LOT 741 FF 66.00
Legal Subdivision	THE DELPHOS FOUNDRY COMPANYS SUBDIVISION
Legal Lot Number	741
Jurisdiction	ALLEN OH
Township / Civil Division	MARION
Census Block Group	2
Census Block	2051
Census Tract	13900

Owner

Source: Allen County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	902 SPENCERVILLE RD, DELPHOS, OH 45833-2341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 11, 2018	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Prior Sale	May 24, 2013 · Amount on Record
Deed Document Number	20185271
Deed Book / Page	2018 / 5271
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Jul 2, 2026
Property Address	902 SPENCERVILLE RD, DELPHOS, OH 45833-2341
Document Number	0000006959
Instrument Date	Jun 25, 2026
Instrument	20266959
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 SPENCERVILLE RD, DELPHOS, OH 45833-2341

Mortgage

Document Number	0000006959,
Date	Jul 2, 2026
Instrument	20266959

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 11, 2018
Property Address	902 SPENCERVILLE RD, DELPHOS, OH 45833-2341
Document Number	0000005271
Instrument Date	May 11, 2018
Instrument	5271
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 SPENCERVILLE RD DELPHOS OH 458332341, DELPHOS, OH 45833-2341

Mortgage

Document Number	5272
Date	May 11, 2018
Instrument	5272

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Marion Township
Municipality	Delphos City
Unified School District	Delphos City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,018.00 (+0.2%)	$32,700 (-) Land $7,180 Building $25,520	$93,400 (-) Land $20,500 Building $72,900
2024	$1,016.00 (+26.53%) Homeowner's exemption	$32,700 (+34.02%) Land $7,180 Building $25,520	$93,400 (+34%) Land $20,500 Building $72,900
2023	$803.00 (-2.43%) Homeowner's exemption	$24,400 (-) Land $5,360 Building $19,040
2022	$823.00 Homeowner's exemption	$24,400 Land $5,360 Building $19,040
2021			$69,700 Land $15,300 Building $54,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHOS CITY serves 7,101 people · EPA ID OH0200412
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

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