814 Spencerville Rd, Delphos, OH 45833 Property Records

Allen County property record for 814 Spencerville Rd, Delphos, OH 45833

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1953
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$67,000 (Jul 2023)
Tax Bill	$762 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-3011-02-005.000`

Property Details

APN / Parcel Number

Primary APN	`25-3011-02-005.000`
Alternative APN	`D1425301102005000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	784 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Breezeway
Porch Area	238 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	814 SPENCERVILLE RD
City	DELPHOS
State	OH
Zip	45833-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE DELPHOS FOUNDRY COMPANYS SUBDIVISION LOT 739 FF 66.00
Legal Subdivision	THE DELPHOS FOUNDRY COMPANYS SUBDIVISION
Legal Lot Number	739
Jurisdiction	ALLEN OH
Township / Civil Division	MARION
Census Block Group	2
Census Block	2047
Census Tract	13900

Owner

814 Spencerville Rd is owned and occupied by an individual who bought it in July 2023.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	814 SPENCERVILLE RD, DELPHOS, OH 45833-2340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO
Jan 23, 2018	Warranty Deed, Transfer · Conventional Mortgage THE UNION BK CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Jan 23, 2018 · Amount on File
Deed Document Number	20235788
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 7, 2023
Property Address	814 SPENCERVILLE RD, DELPHOS, OH 45833-2340
Document Number	7070005788
Book / Page	2023 / 5788
Map Reference	MB 5 PG 32
Instrument	202307070005788
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 SPENCERVILLE RD, DELPHOS, OH 45833-2340

Mortgage

Document Number	7070005789
Date	Jul 7, 2023
Instrument	202307070005789

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 23, 2018
Property Address	814 SPENCERVILLE RD, DELPHOS, OH 45833-2340
Document Number	0000000763
Instrument Date	Jan 19, 2018
Instrument	763
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9410 LINCOLN HWY DELPHOS OH 458339119, DELPHOS, OH 45833-9119

Mortgage

Document Number	764
Date	Jan 23, 2018
Instrument	764

Lender

Name	THE UNION BK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 22, 2038

Mortgage

Document Number	765,
Date	Jan 23, 2018
Instrument	765

Lender

Name	THE UNION BK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 22, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 814 Spencerville Rd was $762, up 0.3% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Marion Township
Municipality	Delphos City
Unified School District	Delphos City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$762.00 (+0.26%)	$24,300 (-) Land $7,180 Building $17,120	$69,400 (-) Land $20,500 Building $48,900
2024	$760.00 (+22.78%) Homeowner's exemption	$24,300 (+33.96%) Land $7,180 Building $17,120	$69,400 Land $20,500 Building $48,900
2023	$619.00 (-2.37%)	$18,140 (-) Land $5,360 Building $12,780
2022	$634.00	$18,140 Land $5,360 Building $12,780
2021			$51,800 Land $15,300 Building $36,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 814 Spencerville Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 814 Spencerville Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHOS CITY serves 7,101 people · EPA ID OH0200412
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

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