Daviess County property record for 902 S Prospect St, Gallatin, MO 64640
| Property Type | Mobile Home |
|---|---|
| Details | 3 ba · 1,716 sqft · built 1989 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $52,500 (Dec 2005) |
| Tax Bill | $862 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-4.2-20-3-10-01 |
| Primary APN | 15-4.2-20-3-10-01 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,716 sqft Living Area |
| Basement Area | 1,716 sqft |
| Unfinished Basement | 1,716 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Modular |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 180 ft deep x 130 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 156 sqft |
| Deck Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 902 S PROSPECT ST |
|---|---|
| City | GALLATIN |
| State | MO |
| Zip | 64640-9540 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | ALL OF LOTS 1, 2, AND 3 IN BLOCK 8 OF ALEXANDER'S ADDITION TO THE CITY OF GALLATIN, DAVIESS COUNTY, MISSOURI |
| Legal Range | 27W |
| Legal Township | 59N |
| Legal Section | 20 |
| Legal Subdivision | ALEXANDER'S ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 1,2,3 |
| Jurisdiction | DAVIESS MO |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4051 |
| Census Tract | 470200 |
Source: Daviess County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 902 S PROSPECT ST, GALLATIN, MO 64640-9540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2005 · Amount on Record |
| Deed Sale | Dec 23, 2005 · Amount on Record |
| Deed Book / Page | 320 / 67 |
| Last Transfer Date | Oct 30, 2023 |
| Transfer Doc | 0000001622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS MO |
| Recording Date | Sep 16, 2026 |
| Property Address | 902 S PROSPECT ST, GALLATIN, MO 64640-9540 |
| Document Number | 0000001597 |
| Book / Page | 338 / 25 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 20261597 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 902 S PROSPECT ST, GALLATIN, MO 64640-9540 |
| Document Number | 0000001597, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 338/25 |
| Instrument | 20261597 |
| Name | FARMERS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 11, 2041 |
| Max Rate | -1% |
|---|
Source: Daviess County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Daviess County |
| County Subdivision | Union Township |
| Municipality | Gallatin City |
| Unified School District | Gallatin R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $862.00 (+6.55%) | $12,128 (+10.17%) Land $1,661 Building $10,467 | $63,830 (+10.17%) Land $8,740 Building $55,090 |
| 2023 | $809.00 | $11,008 Land $1,383 Building $9,625 | $57,940 Land $7,280 Building $50,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN PWS serves 1,821 people · EPA ID MO1010299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-States Services Fiber | 2,000 / 2,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: AT&T.
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