Daviess County property record for 809 S Prospect St, Gallatin, MO 64640
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,297 sqft · built 1971 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,100 (Dec 2021) |
| Tax Bill | $982 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-4.2-20-4-01-14 |
| Primary APN | 15-4.2-20-4-01-14 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,297 sqft Living Area |
| Basement Area | 1,297 sqft |
| Unfinished Basement | 1,297 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 130 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 809 S PROSPECT ST |
|---|---|
| City | GALLATIN |
| State | MO |
| Zip | 64640-9459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL OF THAT PART OF LOT 5 OF J W ALEXANDER'S SUB-DIVISION OF TH EW2 OF THE SE4 DESC AS FOLLOWS: BEG AT THE SW COR OF SAID LOT |
| Legal Range | 27W |
| Legal Township | 59N |
| Legal Section | 20 |
| Legal Subdivision | J W ALEXANDER'S SUB-DIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | DAVIESS MO |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4047 |
| Census Tract | 470200 |
809 S Prospect St is owned and occupied by an individual who bought it in December 2021.
Source: Daviess County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 S PROSPECT ST, GALLATIN, MO 64640-9459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on File |
| Deed Sale | Dec 30, 2021 · Amount on File |
| Deed Document Number | 20212408 |
| Deed Book / Page | 398 / 250 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 809 S Prospect St was $982.
Source: Daviess County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Daviess County |
| County Subdivision | Union Township |
| Municipality | Gallatin City |
| Unified School District | Gallatin R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $982.00 | $13,809 Land $1,047 Building $12,762 | $72,680 Land $5,510 Building $67,170 |
| 2023 | $955.00 | $13,000 Land $872 Building $12,128 | $68,420 Land $4,590 Building $63,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 809 S Prospect St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 S Prospect St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN PWS serves 1,821 people · EPA ID MO1010299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-States Services Fiber | 2,000 / 2,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: AT&T.
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