St. Louis County property record for 902 Penny Ln, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,032 sqft · built 1968 |
| Lot Size | 0.246 acres (10,711 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $291,000 (Jan 2018) |
| Tax Bill | $4,349 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21Q-41-0170 |
| Primary APN | 21Q-41-0170 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 2,494 sqft |
| 1st Floor Area | 2,032 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,711 sqft (0.246 acres) |
| Lot Dimensions | 108 ft deep x 75 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 902 PENNY LN |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-2845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | WOODSMILL PLAT 2 LOT 130 |
| Legal Subdivision | WOODSMILL PLAT 2 |
| Legal Lot Number | 130 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 217802 |
Source: St. Louis County assessment roll, APN 21Q-41-0170, as of September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 902 PENNY LN, BALLWIN, MO 63011-2845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 22, 2018 | Warranty Deed, Transfer · VA Mortgage GERSHMAN MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2018 · Amount on Record |
| Deed Sale | Jan 22, 2018 · Amount on Record |
| Prior Sale | Jan 16, 2013 · Amount on Record |
| Deed Document Number | 2018252 |
| Deed Book / Page | 22866 / 1313 |
| Prior Transfer Date | Jun 05, 2008 |
| Prior Transfer Doc | 0179133638 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 902 PENNY LN, BALLWIN, MO 63011-2845 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 902 PENNY LN, BALLWIN, MO 63011-2845 |
| Document Number | 0240923761 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 24092/3761 |
| Instrument | 2020061500570 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 22, 2018 |
| Property Address | 902 PENNY LN, BALLWIN, MO 63011-2845 |
| Document Number | 0228661313 |
| Book / Page | 022866 / 001313 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 252 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 902 PENNY LN BALLWIN MO 630112845, BALLWIN, MO 63011-2845 |
| Document Number | 228661316 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 022866/001316 |
| Instrument | 253 |
| Name | GERSHMAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2048 |
Source: St. Louis County assessment roll as of September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $66,630 (-0.49%) Land $27,130 Building $39,500 | $350,700 (-0.48%) Land $142,800 Building $207,900 | |
| 2024 | $4,349.00 (-0.91%) | ||
| 2023 | $4,389.00 (+6.48%) | $66,960 (+15.45%) Land $25,180 Building $41,780 | $352,400 (+15.43%) Land $132,500 Building $219,900 |
| 2022 | $4,122.00 | $58,000 Land $21,580 Building $36,420 | |
| 2021 | $305,300 Land $113,600 Building $191,700 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), as of August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892178021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 378 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures