907 Penny Ln, Ballwin, MO 63011 Property Records

St. Louis County property record for 907 Penny Ln, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,092 sqft · built 1969
Lot Size	0.244 acres (10,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$391,000 (Jul 2021)
Tax Bill	$4,143 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21R-62-0473`

Property Details

APN / Parcel Number

Primary APN	`21R-62-0473`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,092 sqft Living Area
Gross Area	2,873 sqft
1st Floor Area	2,092 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,624 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	415 sqft
Patio Area	305 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	907 PENNY LN
City	BALLWIN
State	MO
Zip	63011-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	WOODSMILL PLAT 2 LOT 121
Legal Subdivision	WOODSMILL PLAT 2
Legal Lot Number	121
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1004
Census Tract	217802

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	907 PENNY LN, BALLWIN, MO 63011-2846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Mar 26, 2018	Warranty Deed, Transfer CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Mar 26, 2018 · Amount on Record
Deed Document Number	2021524
Deed Book / Page	25002 / 2863
Prior Transfer Date	Jul 19, 2012
Prior Transfer Doc	0200822875
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jul 21, 2021
Property Address	907 PENNY LN, BALLWIN, MO 63011-2846
Document Number	0250022863
Book / Page	25002 / 2863
Map Reference	MB 125 PG 80
Instrument Date	Jul 13, 2021
Instrument	2021072100524
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	ARCH CITY TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 PENNY LN, BALLWIN, MO 63011-2846

Mortgage

Document Number	2021072100525
Date	Jul 21, 2021
Instrument	2021072100525

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 26, 2018
Property Address	907 PENNY LN, BALLWIN, MO 63011-2846
Document Number	0229542062
Book / Page	022954 / 002062
Instrument Date	Mar 23, 2018
Instrument	361
Transaction Type	Transfer
Record Updated	Jun 5, 2018
Title Company	TRUE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	907 PENNY LN BALLWIN MO 630112846, BALLWIN, MO 63011-2846

Mortgage

Document Number	229542065
Date	Mar 26, 2018
Book Page	022954/002065
Instrument	362

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,470 (-) Land $27,080 Building $40,390	$355,100 (-) Land $142,500 Building $212,600
2025	$4,143.00 (-5.41%)	$67,470 (+0.06%) Land $27,080 Building $40,390	$355,100 (+0.06%) Land $142,500 Building $212,600
2024	$4,380.00 (-0.9%)
2023	$4,420.00 (+3.68%)	$67,430 (+12.42%) Land $25,080 Building $42,350	$354,900 (+12.42%) Land $132,000 Building $222,900
2022	$4,263.00	$59,980 Land $21,490 Building $38,490
2021			$315,700 Land $113,100 Building $202,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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