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902 Oakley Ter, Cambridge, MD 21613 Property Records

Dorchester County property record for 902 Oakley Ter, Cambridge, MD 21613 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details1 ba · 884 sqft · built 1950
Lot Size0.085 acres (3,711 sqft)
OwnerIndividual Name on File
Last Sale$187,297 (Jan 2021)
Tax Bill$3,519 (2025)
Deeds & MortgagesJul 2018 Mortgage
Jan 2021 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN07-193831

Property Details

APN / Parcel Number

Primary APN07-193831
Alternative APNs
  • 7193831
  • 193831

Interior

Full Baths1 Bath
Stories2 Stories
Building Area884 sqft Total Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,711 sqft (0.085 acres)
View / LotWaterfront
PorchSlab
Porch Area96 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number193831
Street Address902 OAKLEY TER
CityCAMBRIDGE
StateMD
Zip21613-1611
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 3,711.7 SQ. FT. 902 OAKLEY TERRACE CAMBRIDGE
Legal SubdivisionOAKLEY TERRACE
Legal Lot Number2
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group4
Census Block4003
Census Tract970400

Owner

Source: Dorchester County records · APN 07-193831

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9 MANITO DR, CAMBRIDGE, MD 21613-1009
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2018Deed of Trust, Mortgage · Commercial Mortgage
CNB
Jan 21, 2021Grant Deed, Transfer
CAMBRIDGE TITLE INC
Jun 29, 2017Deed, Transfer · Conventional Mortgage
PROVIDENT STATE BANK INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 21, 2021 · Amount on Record
Deed SaleJan 21, 2021 · Amount on Record
Prior SaleJun 29, 2017 · Amount on Record
Deed Book / Page1622 / 252
Transfer Doc0000021096
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address902 OAKLEY TER, CAMBRIDGE, MD 21613-1611
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE EXCELLANCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014720455
DateJul 11, 2018
Book Page1472/455
Lender
NameCNB
TypeBank
AddressSAINT MICHAELS, MD 21663
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDORCHESTER MD
Recording DateJan 21, 2021
Property Address902 OAKLEY TER, CAMBRIDGE, MD 21613-1611
Document Number0016220252
Book / Page001622 / 000252
Instrument DateJan 15, 2021
Transaction TypeTransfer
Record UpdatedFeb 23, 2021
Title CompanyCAMBRIDGE TITLE INC

Transaction

AmountAmount Recorded
Tax$187.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 OAKLEY TER CAMBRIDGE MD 216131611, CAMBRIDGE, MD 21613-1611

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionDORCHESTER MD
Recording DateJun 29, 2017
Property Address902 OAKLEY TER, CAMBRIDGE, MD 21613-1611
Document Number0014090159
Book / Page1409 / 159
Map ReferenceLB PLC31 FO64
Instrument DateJun 13, 2017
Instrument1409-159
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyTITLE EXCELLENCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 OAKLEY TER, CAMBRIDGE, MD 21613-1611

Mortgage

Document Number1409165
DateJun 29, 2017
Instrument1409-165
Lender
NamePROVIDENT STATE BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityCambridge City
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$213,133 (+30.76%)$264,600 (+41.2%) Land $163,000 Building $101,600
2025$3,519.00 (+16.83%)
2023$3,012.00$163,000$187,400 Land $88,000 Building $99,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199704004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Nearby Flood Policies60 units insured
24 under condo master policies
Nearby Flood Claims25 (1979–2025)
Claims Outside the SFHA4 of 25
Most Recent ClaimJul 2025
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 18 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Cambridge Historic District, Wards I and III
listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 687 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Bay Country Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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