900 Oakley Ter, Cambridge, MD 21613 Property Records

Dorchester County property record for 900 Oakley Ter, Cambridge, MD 21613

Property Summary

Property TypeTownhouse
Details1 ba · 884 sqft · built 1950
Lot Size0.096 acres (4,194 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Jan 2016)
Tax Bill$3,138 (2025)
Flood ZoneZone AE (high risk)
APN07-121652

Property Details

APN / Parcel Number

Primary APN07-121652
Alternative APNs
  • 7121652
  • 121652

Interior

Full Baths1 Bath
Stories2 Stories
Building Area884 sqft Total Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,194 sqft (0.096 acres)
View / LotWaterfront
PorchSlab
Porch Area96 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number121652
Street Address900 OAKLEY TER
CityCAMBRIDGE
StateMD
Zip21613-1611
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-4
Legal Description4,193.5 SQ. FT. OAKLEY TERRACE CAMBRIDGE
Legal SubdivisionVIVIAN L POLAK
Legal Lot Number1
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group4
Census Block4003
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cambridge Historic District, Wards I and III
listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dorchester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11610 FOREST GREEN LN, FORT WASHINGTON, MD 20744-5903
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2016 · Amount on Record
Deed SaleJan 7, 2016 · Amount on Record
Prior SaleJun 3, 1985 · Amount on Record
Deed Book / Page1307 / 139
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityCambridge City
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$168,467 (+6.69%)$171,200 (+2.45%) Land $88,100 Building $83,100
2025$3,138.00 (+7.54%)
2023$2,918.00$157,900$167,100 Land $88,100 Building $79,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 36 individual policies
Nearby Flood Policies60 units insured
incl. 24 condo units
Nearby Flood Claims25 (1979–2025)
Claims Outside the SFHA4 of 25
Most Recent ClaimJul 2025
Claims by Event
  • Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAMBRIDGE WATER
serves 15,000 people · EPA ID MD0090002
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oakley Ter

Nearby Streets

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