Howard County property record for 902 Maple St, Elma, IA 50628
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1920 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,500 (Nov 2023) |
| Tax Bill | $2,302 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Line of Credit Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 300100012040000 |
| Primary APN | 300100012040000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Basement Area | 920 sqft |
| Unfinished Basement | 920 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 70 sqft |
| Patio Area | 132 sqft |
| Utility Building | 600 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 902 MAPLE ST |
|---|---|
| City | ELMA |
| State | IA |
| Zip | 50628-8219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 40 RODS E 20 RODSNE NW |
| Legal Range | 14W |
| Legal Township | 97N |
| Legal Section | 12 |
| Jurisdiction | HOWARD IA |
| Township / Civil Division | AFTON |
| Census Block Group | 2 |
| Census Block | 2227 |
| Census Tract | 960300 |
Source: Howard County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 902 MAPLE ST, ELMA, IA 50628-8219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2023 | Warranty Deed, Transfer · Line of Credit THE HOME TRUST & SAVINGS BANK |
| Aug 20, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2023 · Amount on Record |
| Deed Sale | Nov 2, 2023 · Amount on Record |
| Prior Sale | Aug 20, 2020 · Amount on Record |
| Deed Document Number | 20231588 |
| Deed Book / Page | 2023 / 1588 |
| Prior Transfer Date | Jun 8, 2012 |
| Prior Transfer Doc | 02012/1175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD IA |
| Recording Date | Nov 2, 2023 |
| Property Address | 902 MAPLE ST, ELMA, IA 50628-8219 |
| Document Number | 02023/1588 |
| Book / Page | 2023 / 1588 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 2023 1588 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8787 100TH ST, ALTA VISTA, IA 50603-8502 |
| Document Number | 0020231589 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 2023 1589 |
| Name | THE HOME TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD IA |
| Recording Date | Aug 20, 2020 |
| Property Address | 902 MAPLE ST, ELMA, IA 50628-8219 |
| Document Number | 02020/1413 |
| Book / Page | 2020 / 1413 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2020 1413 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $175.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 902 MAPLE ST, ELMA, IA 50628-8219 |
Source: Howard County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Elma City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,302.00 | $130,020 (-) Land $21,000 Building $109,020 | $130,020 (-) Land $21,000 Building $109,020 |
| 2025 | $2,302.00 (+38.51%) | $130,020 (+66.33%) Land $21,000 Building $109,020 | $130,020 (+66.33%) Land $21,000 Building $109,020 |
| 2024 | $1,662.00 (+0.85%) | ||
| 2023 | $78,170 (+20.48%) Land $21,000 Building $57,170 | $78,170 (+20.48%) Land $21,000 Building $57,170 | |
| 2022 | $1,648.00 | $64,880 Land $21,000 Building $43,880 | |
| 2021 | $64,880 Land $21,000 Building $43,880 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 6 (1993–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMA WATER SUPPLY serves 505 people · EPA ID IA4525017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| Nextlink Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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