Howard County property record for 707 Maple St, Elma, IA 50628
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,428 sqft · built 1980 |
| Lot Size | 0.517 acres (22,521 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,342 (2026) |
| Deeds & Mortgages | Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 300024811010000 |
| Primary APN | 300024811010000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| Basement Area | 1,056 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 356 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,521 sqft (0.517 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 440 sqft |
| Patio Area | 380 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 707 MAPLE ST |
|---|---|
| City | ELMA |
| State | IA |
| Zip | 50628-8207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 11, 12 & 13 BLK 48 L POTTERS DIV |
| Legal Subdivision | L POTTERS DIVISION ELMA |
| Legal Block | 48 |
| Legal Lot Number | 11 |
| Jurisdiction | HOWARD IA |
| Township / Civil Division | AFTON |
| Census Block Group | 2 |
| Census Block | 2228 |
| Census Tract | 960300 |
707 Maple St is owned and occupied by two individuals.
Source: Howard County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 707 MAPLE ST, ELMA, IA 50628-8207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD IA |
| Recording Date | Mar 4, 2019 |
| Property Address | 707 MAPLE ST, ELMA, IA 50628-8207 |
| Document Number | 002019/264 |
| Book / Page | 2019 / 264 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 264 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 707 MAPLE ST, ELMA, IA 50628-8207 |
The 2026 property tax bill for 707 Maple St was $2,342 with a homeowner's exemption.
Source: Howard County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Elma City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,342.00 | $143,090 (-) Land $9,560 Building $133,530 | $143,090 (-) Land $9,560 Building $133,530 |
| 2025 | $2,342.00 (-5.87%) Homeowner's exemption | $143,090 Land $9,560 Building $133,530 | $143,090 Land $9,560 Building $133,530 |
| 2024 | $2,488.00 | ||
| 2023 | $127,180 (+31.94%) Land $9,560 Building $117,620 | $127,180 Land $9,560 Building $117,620 | |
| 2022 | $2,222.00 Homeowner's exemption | $96,390 Land $9,560 Building $86,830 | |
| 2021 | $96,390 Land $9,560 Building $86,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 707 Maple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 6 (1993–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 707 Maple St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMA WATER SUPPLY serves 505 people · EPA ID IA4525017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| Nextlink Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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