902 Laredo Ln, Sebastian, FL 32958 Property Records

Indian River County property record for 902 Laredo Ln, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,046 sqft · built 1977
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Owner Names on Record
Last Sale	$60,000 (Oct 2009)
Tax Bill	$1,103 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-39-18-00004-6250-00006.0`

Property Details

APN / Parcel Number

Primary APN	`31-39-18-00004-6250-00006.0`
Alternative APN	`33732`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,046 sqft Living Area
1st Floor Area	1,046 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Retaining Wall
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	100 ft deep x 175 ft wide
Garage Area	264 sqft
Driveway	Driveway
Driveway Area	350 sqft

Exterior Amenities

Pool Area	200 sqft
Porch	Enclosed Porch
Porch Area	318 sqft
Patio Area	553 sqft
Fence	Fence
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	33732
Street Address	902 LAREDO LN
City	SEBASTIAN
State	FL
Zip	32958-5324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SECOND REPLAT IN SEBASTIAN HIGHLANDS UNIT-9 FIRST REPLAT IN SEBASTIAN HIGHLANDS UNIT-16 PBI 8 - 71 BLK 625 LOT 6
Legal Range	39
Legal Township	31
Legal Section	18
Legal Subdivision	SEBASTIAN HIGHLANDS SUB UNIT 9 REPLAT
Legal Block	625
Legal Lot Number	6
Legal Unit	9
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2020
Census Tract	50805

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	902 LAREDO LN, SEBASTIAN, FL 32958-5324
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 19, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2009 · Amount on Record
Deed Sale	Oct 6, 2009 · Amount on Record
Deed Document Number	2022138
Deed Book / Page	2372 / 1610
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	902 LAREDO LN, SEBASTIAN, FL 32958-5324
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034021536
Date	Mar 25, 2021
Book Page	3402/1536
Instrument	3120210020716

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	902 LAREDO LN, SEBASTIAN, FL 32958-5324
Document Number	0032790826
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	902 LAREDO LN SEBASTIAN FL 329585324, SEBASTIAN, FL 32958-5324

Mortgage

Document Number	0032790826
Date	Feb 24, 2020
Book Page	003279/000826
Instrument	11119

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	902 LAREDO LN, SEBASTIAN, FL 32958-5324
Document Number	0030631305
Book / Page	003063 / 001305
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	902 LAREDO LN SEBASTIAN FL 329585324, SEBASTIAN, FL 32958-5324

Mortgage

Document Number	0030631305
Date	Oct 17, 2017
Book Page	003063/001305
Instrument	59744

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,103.00 (+41.41%)	$72,326 (+5.99%)	$225,598 (-3.33%) Land $41,710 Building $183,888
2023	$780.00 (+2.5%)	$68,241 (+3%)	$233,362 (+20.79%) Land $41,710 Building $191,652
2022	$761.00	$66,253	$193,196 Land $29,793 Building $163,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	9 (1999–2013)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Sep 2013 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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