962 Laredo Ln, Sebastian, FL 32958 Property Records

Indian River County property record for 962 Laredo Ln, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1980
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Apr 2020)
Tax Bill	$2,497 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-39-18-00004-6250-00003.0`

Property Details

APN / Parcel Number

Primary APN	`31-39-18-00004-6250-00003.0`
Alternative APN	`33729`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,648 sqft
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	100 ft deep x 87.9 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	304 sqft
Driveway	Concrete Driveway
Driveway Area	400 sqft
Porch	Screened Porch
Porch Area	183 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	962 LAREDO LN
City	SEBASTIAN
State	FL
Zip	32958-5324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SECOND REPLAT IN SEBASTIAN HIGHLANDS UNIT-9 FIRST REPLAT IN SEBASTIAN HIGHLANDS UNIT-16 PBI 8 - 71 BLK 625 LOT 3
Legal Range	39E
Legal Township	31S
Legal Section	18
Legal Subdivision	SECOND / FIRST REPLAT IN SEBASTIAN HIGHL
Legal Block	625
Legal Lot Number	3
Legal Unit	9
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2020
Census Tract	50805

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	962 LAREDO LN, SEBASTIAN, FL 32958-5324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jan 6, 2020	Warranty Deed, Transfer ALLIANCE TITLE/THE TREASURE COMPANY, ALLIANCE TITLE/THE TREASURE CO
Jun 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	202020773
Deed Book / Page	3292 / 543
Prior Transfer Date	Jun 17, 2019
Prior Transfer Doc	0032190144
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 13, 2020
Property Address	962 LAREDO LN, SEBASTIAN, FL 32958-5324
Document Number	0032920543
Book / Page	3292 / 543
Map Reference	MB 8 PG 71
Instrument Date	Apr 10, 2020
Instrument	3120200020773
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6490 36TH LN, 6490, VERO BEACH, FL 32966-7812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 LAREDO LN, SEBASTIAN, FL 32958-5324

Mortgage

Document Number	32920545
Date	Apr 13, 2020
Instrument	3292/0545

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 6, 2020
Property Address	962 LAREDO LN, SEBASTIAN, FL 32958-5324
Document Number	0032662357
Book / Page	003266 / 002357
Instrument Date	Jan 3, 2020
Instrument	606
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ALLIANCE TITLE/THE TREASURE COMPANY, ALLIANCE TITLE/THE TREASURE CO

Transaction

Amount	Amount Recorded
Tax	$1,029.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6904 BROOKLINE AVE FORT PIERCE FL 349511233, FORT PIERCE, FL 34951-1233

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 28, 2019
Property Address	962 LAREDO LN, SEBASTIAN, FL 32958-5324
Document Number	0032190144
Book / Page	003219 / 000144
Instrument Date	Jun 17, 2019
Instrument	38682
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	550 PERIWINKLE DR SEBASTIAN FL 329586528, SEBASTIAN, FL 32958-6528

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,497.00 (+23.19%) Homeowner's exemption	$159,062 (+5.99%)	$175,867 (-2.48%) Land $34,895 Building $140,972
2023	$2,027.00 (+4.81%)	$150,077 (+3%)	$180,346 (+20.63%) Land $34,895 Building $145,451
2022	$1,934.00	$145,706	$149,509 Land $24,925 Building $124,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	9 (1999–2013)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Sep 2013 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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