902 Lafayette St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 902 Lafayette St, Saint Joseph, MO 64503

Property Summary

Property Type	Warehouse, Storage
Details	21,756 sqft · built 1910
Lot Size	0.617 acres (26,875 sqft)
Owner	Company Name on File
Tax Bill	$6,638 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Mar 2022 Mortgage
APN	`06-4.0-17-001-003-020.000`

Property Details

APN / Parcel Number

Primary APN	`06-4.0-17-001-003-020.000`

Interior

Building Area	21,756 sqft Base Area
1st Floor Area	21,756 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	26,875 sqft (0.617 acres)
Lot Dimensions	215 ft deep x 125 ft wide

Location & Zoning

Street Address	902 LAFAYETTE ST
City	SAINT JOSEPH
State	MO
Zip	64503-2488
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Local Zoning Code	CITY
Legal Description	SUB:PATEE'S LOT:1 BLK:38LGL DESC:5TH ADD ALL L1-2-3-4-5 & W 5' OF 6
Legal Subdivision	PATEES
Legal Block	38
Legal Lot Number	1
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2056
Census Tract	3001

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1801 NW PLATTE RD, 200B, RIVERSIDE, MO 64150-7503
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage PONY EXPRESS COMMUNITY BANK
Mar 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	902 LAFAYETTE ST, SAINT JOSEPH, MO 64503-2488
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018003100
Date	Apr 12, 2018
Instrument	2018003100

Lender

Name	PONY EXPRESS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 12, 2019

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	902 LAFAYETTE ST, SAINT JOSEPH, MO 64503-2488
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 NW VIVION RD 319, 319, KANSAS CITY, MO 64118-4557

Mortgage

Document Number	003774/315
Date	Mar 29, 2022
Book Page	3774/315
Instrument	2022002903

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	WHITE PLAINS, NY 10610

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,638.00 (+0.02%)	$82,400 (+57.07%) Land $6,400 Building $76,000	$257,500 (+57.06%) Land $20,000 Building $237,500
2024	$6,637.00 (+69.27%)
2023	$3,921.00 (-0.58%)	$52,460 (-) Land $6,400 Building $46,060	$163,950 (-) Land $20,000 Building $143,950
2022	$3,944.00	$52,460 Land $6,400 Building $46,060
2021			$163,950 Land $20,000 Building $143,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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