1122 Lafayette St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1122 Lafayette St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1908
Lot Size	0.073 acres (3,195 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Jul 2020)
Tax Bill	$349 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
APN	`06-4.0-17-001-004-072.000`

Property Details

APN / Parcel Number

Primary APN	`06-4.0-17-001-004-072.000`

Interior

Building Area	1,040 sqft Base Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Lot Area	3,195 sqft (0.073 acres)
Lot Dimensions	90 ft deep x 35.5 ft wide

Location & Zoning

Street Address	1122 LAFAYETTE ST
City	SAINT JOSEPH
State	MO
Zip	64503-2461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:PATEE'S LOT:5 BLK:25LGL DESC:W 35.52' OF E 65' L 5 & 6
Legal Subdivision	PATEES
Legal Block	25
Legal Lot Number	5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2060
Census Tract	3001

Owner

1122 Lafayette St is owned by an individual who bought it in July 2020.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4710 AMAZONIA RD, SAINT JOSEPH, MO 64505-3171
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Jul 14, 2008
Deed Document Number	20205544
Deed Book / Page	3750 / 387
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 6, 2020
Property Address	1122 LAFAYETTE ST, SAINT JOSEPH, MO 64503-2461
Document Number	003750/387
Book / Page	3750 / 387
Instrument Date	Jul 2, 2020
Instrument	2020005544
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4710 AMAZONIA RD, SAINT JOSEPH, MO 64505-3171

Mortgage

Document Number	2020005545
Date	Jul 6, 2020
Instrument	2020005545

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 6, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1122 Lafayette St was $349.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$349.00	$4,880 Land $670 Building $4,210	$25,650 Land $3,500 Building $22,150
2024	$349.00 (+16.33%)
2023	$300.00 (-0.66%)	$4,580 (-) Land $670 Building $3,910	$24,100 Land $3,500 Building $20,600
2022	$302.00	$4,580 Land $670 Building $3,910
2021			$24,100 Land $3,500 Building $20,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1122 Lafayette St; 8 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 Lafayette St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: United Fiber.

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