902 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 902 Emerald Dr, Emerald Isle, NC 28594 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage1,988 sqft Heated Area
Lot Size17,424 sqft (0.4 acres)
GarageUnfinished
Last Sale$850,000 (2024)
Tax Bill$3,074.00 (2025)

Property Details

APN / Parcel Number

Primary APN6324.10.35.5656000
Alternative APNs
  • 554846
  • 77657

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,988 sqft Heated Area
Gross Area2,274 sqft Gross Area
1st Floor1,566 sqft 1st Floor
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1997
Architectural StyleRanch Style
Exterior MaterialComposition/Composite Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area17,424 sqft (0.4 acres)
Depth X Width277 ft x 63 ft Depth x Width
Garage TypeUnfinished Garage
Deck Area10 sqft Deck
Utility Building34 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number77657
Street Address902 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-6827
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL123 PART L125 PART L220 224
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block35
Legal Lot Number123,125
JurisdictionCARTERET NC
Minor Civil DivisionMOREHEAD
Census Blockgroup1
Census Block1007
Census Tract970903

Owner

Source: Carteret County records · APN 6324.10.35.5656000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address13400 OLD CREEDMOOR RD, WAKE FOREST, NC 27587-8543
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2023Deed of Trust, Mortgage · Conventional Mortgage
CITADEL SERVICING CORPORATION
May 25, 2022Warranty Deed, Transfer · Stand Alone First Mortgage
JEAN ZWERLING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2024 · Amount on Record
Deed SaleMay 22, 2024 · Amount on Record
Prior SaleMay 25, 2022 · Amount on Record
Deed Doc Number20241827432
Deed Book / Page1827 / 432
Record RefreshedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address902 EMERALD DR, EMERALD ISLE, NC 28594-6827
Transaction TypeMortgage
Record UpdatedFeb 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 EMERALD DR, EMERALD ISLE, NC 28594-6827

Mortgage

Document Number0017910128
DateFeb 08, 2023
Book Page1791/128
Instrument1791128
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
AddressLAKE FOREST, CA 92630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateMay 25, 2022
Property Address902 EMERALD DR, EMERALD ISLE, NC 28594-6827
Document Number0017680350
Book / Page1768 / 350
Map ReferenceMB 3 PG 58
Instrument DateMay 24, 2022
Instrument1768350
Transaction TypeTransfer
Record UpdatedJun 06, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address106 TWIN OAKS PL, 106, GOLDSBORO, NC 27530-8867

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 EMERALD DR, EMERALD ISLE, NC 28594

Mortgage

Document Number0001768351
DateMay 25, 2022
Instrument1768-351
Lender
NameJEAN ZWERLING
TypePrivate Party
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,074.00 (+36.2%)$800,494 (+96.33%) Land $590,188 Building $210,306$800,494 (+96.33%) Land $590,188 Building $210,306
2023$407,722 Land $296,572 Building $111,150$407,722 Land $296,572 Building $111,150
2022$2,257.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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