Carteret County property record for 811 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,968 sqft · built 2024 |
| Lot Size | 0.354 acres (15,420 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $270,000 (Nov 2017) |
| Tax Bill | $5,800 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6324.10.35.8308000 |
| Primary APN | 6324.10.35.8308000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 4,968 sqft Heated Area |
| Gross Area | 6,276 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,420 sqft (0.354 acres) |
| Lot Dimensions | 202 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 51725 |
|---|---|
| Street Address | 811 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L13 B4 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 35 |
| Legal Lot Number | 13 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970903 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2106 JOCKEY RIDGE RD, MAIDENS, VA 23102-0003 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 14, 2022 | Gift Deed, Transfer |
| Oct 29, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Nov 13, 2017 | Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2017 · Amount on File |
| Deed Sale | Nov 13, 2017 · Amount on File |
| Deed Document Number | 20171592371 |
| Deed Book / Page | 1592 / 371 |
| Last Transfer Date | Oct 28, 2021 |
| Transfer Doc | 0017600065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Mar 14, 2022 |
| Property Address | 811 EMERALD DR, EMERALD ISLE, NC 28594-6826 |
| Document Number | 0017600065 |
| Book / Page | 1760 / 65 |
| Map Reference | MB 8 PG 70 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 1760065 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 12305 NORTHLAKE CT, HENRICO, VA 23233-6635 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 811 EMERALD DR, EMERALD ISLE, NC 28594-6826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016530182 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 1653/182 |
| Instrument | 1653182 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Nov 13, 2017 |
| Property Address | 811 EMERALD DR, EMERALD ISLE, NC 28594-6826 |
| Document Number | 0015920371 |
| Book / Page | 1592 / 371 |
| Map Reference | MB8 PG70 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 1592371 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 512 BRICKHAVEN DR # 140, 512, RALEIGH, NC 27606-6345 |
| Name | Verified Name |
|---|---|
| Address | 13205 NORTH LAKE CT, HENRICO, VA 23233 |
| Document Number | 1592372 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 1592372 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,727,970 (-) Land $626,275 Building $1,101,695 | $1,727,970 (-) Land $626,275 Building $1,101,695 | |
| 2025 | $5,800.00 (+256.05%) | $1,727,970 (+414.46%) Land $626,275 Building $1,101,695 | $1,727,970 (+414.46%) Land $626,275 Building $1,101,695 |
| 2023 | $335,880 Land $335,880 | $335,880 Land $335,880 | |
| 2022 | $1,629.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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