902 E Lincoln St, Nappanee, IN 46550 Property Records

Elkhart County property record for 902 E Lincoln St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 848 sqft · built 1953
Lot Size	0.237 acres (10,367 sqft)
Owner	Individual Name on File
Tax Bill	$575 (2024)
Deeds & Mortgages	Oct 2025 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-14-31-401-002.000-029`

Property Details

APN / Parcel Number

Primary APN	`20-14-31-401-002.000-029`
Alternative APN	`1431401002029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	848 sqft Living Area
1st Floor Area	848 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1953
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,367 sqft (0.237 acres)
Lot Dimensions	140 ft deep x 74 ft wide
Deck Area	24 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1431401002029
Old Parcel Number	1431401002029
Street Address	902 E LINCOLN ST
City	NAPPANEE
State	IN
Zip	46550-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	41/2X81/2RDS S SIDE NE COR SE SEC 31 .23A
Legal Block	401
Jurisdiction	ELKHART IN
Township / Civil Division	UNION
Census Block Group	4
Census Block	4042
Census Tract	1200

Owner

902 E Lincoln St is owned and occupied by an individual who acquired it in February 2018.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	902 E LINCOLN ST, NAPPANEE, IN 46550-2146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Transfer on Death Deed, Transfer
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Feb 20, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2018
Deed Sale	Feb 20, 2018
Prior Sale	Feb 16, 2012 · Amount on File
Deed Document Number	0000003715
Record Updated	Jun 8, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ELKHART IN
Recording Date	Oct 1, 2025
Property Address	902 E LINCOLN ST, NAPPANEE, IN 46550-2146
Document Number	0000007183
Instrument Date	Sep 30, 2025
Instrument	2025-17183
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 MOHAWK DR, NAPPANEE, IN 46550-2813

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	902 E LINCOLN ST, NAPPANEE, IN 46550-2146
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005521
Date	Mar 3, 2021
Instrument	2021-05521

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Feb 20, 2018
Property Address	902 E LINCOLN ST, NAPPANEE, IN 46550-2146
Document Number	0000003715
Instrument Date	Feb 16, 2018
Instrument	2018-03715
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 E UNCOLN ST, NAPPANEE, IN 46550

Mortgage

Document Number	0000003716
Date	Feb 20, 2018
Instrument	2018-03716

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,200 (+2.72%) Land $15,200 Building $68,000	$83,200 (+2.72%) Land $15,200 Building $68,000
2024	$575.00	$81,000 (+2.27%) Land $15,200 Building $65,800	$81,000 (+2.27%) Land $15,200 Building $65,800
2023		$79,200 (+5.46%) Land $15,200 Building $64,000	$79,200 (+5.46%) Land $15,200 Building $64,000
2022	$523.00	$75,100 Land $15,200 Building $59,900	$75,100 Land $15,200 Building $59,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 E Lincoln St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 902 E Lincoln St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fourway, Verizon, Xfinity.

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