902 E Coolbaugh St, Red Oak, IA 51566 Property Records

Montgomery County property record for 902 E Coolbaugh St, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,188 sqft · built 1890
Lot Size	0.364 acres (15,840 sqft)
Owner	2 Individual Names on File
Last Sale	$51,500 (Nov 2017)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`600628402008000`

Property Details

APN / Parcel Number

Primary APN	`600628402008000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,188 sqft Living Area
1st Floor Area	1,063 sqft
Basement Area	1,063 sqft
Finished Basement	1,063 sqft
Unfinished Basement	1,063 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,840 sqft (0.364 acres)
Lot Dimensions	145 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	902 E COOLBAUGH ST
City	RED OAK
State	IA
Zip	51566-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLARD ADD LT 6 (EX N 30'& E 30') & N 9.5' LT 14 (EX E 30')
Legal Subdivision	WILLARDS ADDITION
Legal Lot Number	6,14
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	3
Census Block	3014
Census Tract	960200

Owner

902 E Coolbaugh St is owned and occupied by two individuals who bought it in November 2017.

Source: Montgomery County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	902 E COOLBAUGH ST, RED OAK, IA 51566-2406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017 · Amount on File
Deed Sale	Nov 16, 2017 · Amount on File
Deed Document Number	20171809
Deed Book / Page	2017 / 1809
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Nov 16, 2017
Property Address	902 E COOLBAUGH ST, RED OAK, IA 51566-2406
Document Number	2017/1809
Book / Page	2017 / 1809
Instrument Date	Oct 30, 2017
Instrument	2017 1809
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 E COOLBAUGH ST, 902, RED OAK, IA 51566-2406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2017/1810
Date	Nov 16, 2017
Book Page	2017/1810
Instrument	2017 1810

Lender

Name	JG WENTWORTH HOME LENDING INC
Type	Lending Institution
Address	WOODBRIDGE, VA 22192

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 902 E Coolbaugh St was $2,738, down 1.7% from the year before.

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,738.00 (-1.72%)	$125,340 Land $19,820 Building $105,520	$125,340 Land $19,820 Building $105,520
2024	$2,786.00
2023		$118,740 Land $14,870 Building $103,870	$118,740 Land $14,870 Building $103,870
2022	$2,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 E Coolbaugh St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1987–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 E Coolbaugh St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: FMTC of Stanton Iowa.

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