901 E Coolbaugh St, Red Oak, IA 51566 Property Records

Montgomery County property record for 901 E Coolbaugh St, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,218 sqft · built 1959
Lot Size	0.18 acres (7,820 sqft)
Owner	Individual Name on Record
Last Sale	$81,000 (Oct 2018)
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`600628260006000`

Property Details

APN / Parcel Number

Primary APN	`600628260006000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
Basement Area	1,218 sqft
Finished Basement	330 sqft
Unfinished Basement	888 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,820 sqft (0.18 acres)
Lot Dimensions	68 ft deep x 115 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	901 E COOLBAUGH ST
City	RED OAK
State	IA
Zip	51566-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE ADD E 11.67' S/2 LT 7 & S/2 LTS 8 & 9 (EX N 67.5') BLK 77 & 30' TR ADJ ON S
Legal Subdivision	NORTHEASTERN ADDITION
Legal Block	77
Legal Lot Number	7-9
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	3
Census Block	3011
Census Tract	960200

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	901 E COOLBAUGH ST, RED OAK, IA 51566-2405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 1, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF IOWA
Sep 29, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE
Oct 1, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOTCOM LLC
Sep 23, 2019	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Oct 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	20181464
Deed Book / Page	2018 / 1464
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Recording Date	Jul 20, 2026
Property Address	901 E COOLBAUGH ST, RED OAK, IA 51566-2405
Document Number	0000001006
Book / Page	2026 / 1006
Instrument Date	Jul 15, 2026
Instrument	20261006
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 E COOLBAUGH ST, RED OAK, IA 51566-2405

Mortgage

Document Number	0000001006,
Date	Jul 20, 2026
Book Page	2026/1006
Instrument	20261006

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	901 E COOLBAUGH ST, RED OAK, IA 51566-2405
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 E COOLBAUGH ST, RED OAK, IA 51566-2405

Mortgage

Document Number	02023/1280
Date	Sep 1, 2023
Book Page	2023/1280
Instrument	2023 1280

Lender

Name	FIRST FEDERAL SAVINGS BANK OF IOWA
Type	Bank
Address	RED OAK, IA 51566

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	901 E COOLBAUGH ST, RED OAK, IA 51566-2405
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1628
Date	Sep 29, 2020
Book Page	2020/1628
Instrument	2020 1628

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	901 E COOLBAUGH ST, RED OAK, IA 51566-2405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001465
Date	Oct 1, 2018
Book Page	0000002018/0000001465
Instrument	000000001465

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	901 E COOLBAUGH ST, RED OAK, IA 51566-2405
Transaction Type	Mortgage
Record Updated	Oct 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1387
Date	Sep 23, 2019
Book Page	2019/1387
Instrument	1387

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Oct 1, 2018
Property Address	901 E COOLBAUGH ST, RED OAK, IA 51566-2405
Document Number	2018/1464
Book / Page	2018 / 1464
Instrument Date	Sep 28, 2018
Instrument	000000001464
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 E COOLBAUGH ST, RED OAK, IA 51566-2405

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,922.00 (+17.35%) Homeowner's exemption	$153,700 (+23.22%) Land $13,460 Building $140,240	$153,700 (+23.22%) Land $13,460 Building $140,240
2024	$2,490.00 (+27.04%)
2023		$124,740 Land $10,490 Building $114,250	$124,740 Land $10,490 Building $114,250
2022	$1,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1987–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: FMTC of Stanton Iowa.

Nearby Properties on E Coolbaugh St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures