Schenectady County and Rotterdam Town property record for 902 Draper Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 848 sqft · built 1918 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,000 (Oct 2013) |
| Tax Bill | $2,822 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.19-19-1 |
| Primary APN | 422800 48.19-19-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 848 sqft Living Area |
| 1st Floor Area | 848 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 150 ft deep x 34 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 150 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 902 DRAPER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G ADAMS-9 2.-113-9 |
| Legal Block | 19 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 32700 |
Source: Schenectady County and Rotterdam Town records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 850 ADAMS ST, SCHENECTADY, NY 12306-3030 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Dec 4, 2024 | Warranty Deed, Transfer |
| Dec 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2013 · Amount on Record |
| Deed Sale | Oct 11, 2013 · Amount on Record |
| Deed Document Number | 201345624 |
| Deed Book / Page | 1883 / 606 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 29, 2026 |
| Property Address | 902 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Document Number | 0000014655 |
| Instrument Date | May 12, 2026 |
| Instrument | 202614655 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 850 ADAMS ST, SCHENECTADY, NY 12306-3030 |
| Document Number | 0000014655, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202614655 |
| Name | CITADEL SERVICING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 4, 2024 |
| Property Address | 902 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Document Number | 0000072413 |
| Book / Page | 2143 / 123 |
| Instrument Date | Nov 13, 2024 |
| Instrument | 202472413 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $352.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53 WALNUT DR, CLIFTON PARK, NY 12065-7424 |
| Name | Verified Name |
|---|---|
| Address | 850 ADAMS ST, SCHENECTADY, NY 12306-3030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 3, 2019 |
| Property Address | 902 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Document Number | 0000053919 |
| Book / Page | 002025 / 000839 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 53919 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 53 WALNUT DR CLIFTON PARK NY 120657424, CLIFTON PARK, NY 12065-7424 |
| Document Number | 53920 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 004957/000522 |
| Instrument | 53920 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 2, 2024 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,822.00 | $77,000 (-) Land $7,200 Building $69,800 | $118,500 (+10.85%) Land $11,081 Building $107,419 |
| 2024 | $77,000 (-) Land $7,200 Building $69,800 | $106,900 (+5.53%) Land $9,996 Building $96,904 | |
| 2023 | $77,000 Land $7,200 Building $69,800 | $101,300 Land $9,472 Building $91,828 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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