828 Draper Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 828 Draper Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,308 sqft · built 1902
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$130,500 (Dec 2020)
Tax Bill$4,967 (2026)
Deeds & MortgagesMar 2021 Transfer
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 48.19-17-18

Property Details

APN / Parcel Number

Primary APN422800 48.19-17-18
Alternative APN
  • 280004801900170180000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,308 sqft Living Area
1st Floor Area736 sqft
2nd Floor Area572 sqft

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeMixed
Garage Area400 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area200 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address828 DRAPER AVE
CitySCHENECTADY
StateNY
Zip12306-3018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionL4 PT3 RG2 ADAMS 2.-113-3.A
Legal SubdivisionGIL ADAMS IN BELLEVUE
Legal Block17
Legal Lot Number18.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3002
Census Tract32700

Owner

828 Draper Ave is owned and occupied by two individuals who acquired it in March 2021.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address828 DRAPER AVE, SCHENECTADY, NY 12306-3018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Intrafamily Transfer, Transfer
Dec 11, 2020Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 28, 2020Warranty Deed, Transfer
MARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2020 · Amount on File
Deed SaleDec 11, 2020 · Amount on File
Deed Document Number202039498
Deed Book / Page2047 / 833
Last Transfer DateMar 5, 2021
Transfer Doc0000009425
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateMar 10, 2021
Property Address828 DRAPER AVE, SCHENECTADY, NY 12306-3018
Document Number0000009425
Book / Page2053 / 800
Instrument DateMar 5, 2021
Instrument202109425
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1108 WEBSTER ST, SCHENECTADY, NY 12303-1726

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 11, 2020
Property Address828 DRAPER AVE, SCHENECTADY, NY 12306-3018
Document Number0000039498
Book / Page2047 / 833
Instrument DateDec 7, 2020
Instrument202039498
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyNEW YORK ABSTRACT LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$522.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1739 ALTAMONT AVE, 1739, SCHENECTADY, NY 12303-2105

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 ORCHARD ST, SCHENECTADY, NY 12303-1635

Mortgage

Document Number0000039500
DateDec 11, 2020
Instrument202039500
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 28, 2020
Property Address828 DRAPER AVE, SCHENECTADY, NY 12306-3018
Document Number0000008430
Book / Page002031 / 000532
Instrument DateFeb 17, 2020
Instrument8430
Transaction TypeTransfer
Record UpdatedMar 18, 2020
Title CompanyMARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC

Transaction

AmountAmount on Record
Tax$272.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1739 ALTAMONT AVE SCHENECTADY NY 123032105, SCHENECTADY, NY 12303-2105

Tax Assessment & Valuation

The 2026 property tax bill for 828 Draper Ave was $4,967, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,967.00 (+1.91%)
2025$4,874.00$133,000 Land $12,000 Building $121,000$204,600 Land $18,460 Building $186,140
2023$133,000 Land $12,000 Building $121,000$175,000 Land $15,789 Building $159,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 828 Draper Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 828 Draper Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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