Talbot County property record for 809 Calvert Ave, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 864 sqft · built 1993 |
| Lot Size | 0.201 acres (8,739 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Apr 2013) |
| Tax Bill | $1,458 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-077477 |
| Primary APN | 02-077477 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Total Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,739 sqft (0.201 acres) |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 077477 |
|---|---|
| Street Address | 809 CALVERT AVE |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 27A SC 4-8,739 SF N/S CALVERT AVE BENTLEY HAY |
| Legal Subdivision | BENTLEY HAY |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 960700 |
Source: Talbot County records · APN 02-077477
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 CALVERT AVE, SAINT MICHAELS, MD 21663-2941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2013 · Amount on Record |
| Deed Sale | Apr 19, 2013 · Amount on Record |
| Prior Sale | Jan 15, 2009 · Amount on Record |
| Deed Book / Page | 2082 / 52 |
| Transfer Doc | 0000001799 |
| Record Updated | Sep 20, 2026 |
Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,700 (+15.14%) | $246,300 (+22.9%) Land $142,400 Building $103,900 | |
| 2025 | $1,458.00 (+7.05%) Homeowner's exemption | ||
| 2023 | $1,362.00 Homeowner's exemption | $187,333 | $200,400 Land $99,400 Building $101,000 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 140 units insured incl. 8 condo units |
| Nearby Flood Claims | 42 (1978–2024) |
| Claims Outside the SFHA | 13 of 42 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 125 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF TRAPPE serves 1,200 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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