St. Clair County property record for 902 Beard St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1922 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,900 (Mar 2022) |
| Tax Bill | $2,900 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-629-0003-000 |
| Primary APN | 74-06-629-0003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Lot Area | 5,924 sqft (0.136 acres) |
| Lot Depth | 60 ft Depth |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 902 BEARD ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-6512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 3 & E 3 FT OF LOT 4 INCL 1/2 OF VAC ALLEY ADJ SANBORN'S BEARD STREET PLAT ACCORDING TO THE PLAT RECORDED IN LIBER 25 OF |
| Legal Subdivision | SANMORNS BEARD STREET PLAT |
| Legal Lot Number | 3-4 |
| Legal Unit | 3,4 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 620000 |
902 Beard St is owned and occupied by an individual who acquired it in March 2026.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 902 BEARD ST, PORT HURON, MI 48060-6512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Mar 18, 2026 | Intrafamily Transfer, Transfer · Commercial Mortgage HOMETAP EQUITY PARTNERS LLC |
| Mar 10, 2022 | Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC |
| Jun 19, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 2, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2022 · Amount on File |
| Deed Sale | Mar 10, 2022 · Amount on File |
| Prior Sale | Mar 23, 2007 · Amount on File |
| Deed Document Number | 20225823 |
| Deed Book / Page | 5496 / 692 |
| Last Transfer Date | Mar 9, 2026 |
| Transfer Doc | 0005906210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 902 BEARD ST, PORT HURON, MI 48060-6512 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 902 BEARD ST, PORT HURON, MI 48060-6512 |
| Document Number | 0005698679 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 5698/679 |
| Instrument | 2024004510 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 18, 2026 |
| Property Address | 902 BEARD ST, PORT HURON, MI 48060-6512 |
| Document Number | 0005906210 |
| Book / Page | 5906 / 210 |
| Map Reference | LB 25 PG 2 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 2026004909 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 902 BEARD ST, PORT HURON, MI 48060-6512 |
| Name | Verified Name |
|---|---|
| Address | 902 BEARD ST, PORT HURON, MI 48060-6512 |
| Document Number | 2026004910 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026004910 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 10, 2022 |
| Property Address | 902 BEARD ST, PORT HURON, MI 48060-6512 |
| Document Number | 0005496692 |
| Book / Page | 5496 / 692 |
| Map Reference | LB 25 PG 2 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 2022005823 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 540 RIDGE AVE, 540, SPRING LAKE, MI 49456-1246 |
| Name | Verified Name |
|---|---|
| Address | 902 BEARD ST, PORT HURON, MI 48060-6512 |
| Document Number | 2022005824 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022005824 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 19, 2020 |
| Property Address | 902 BEARD ST, PORT HURON, MI 48060-6512 |
| Document Number | 0052010818 |
| Book / Page | 005201 / 000818 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 540 RIDGE ST NORTON SHORES MI 49456, NORTON SHORES, MI 49456 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 902 BEARD ST, PORT HURON, MI 48060-6512 |
| Document Number | 0047980073 |
| Book / Page | 004798 / 000073 |
| Instrument Date | Feb 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17521 WOODLAND LN NUNICA MI 494489765, NUNICA, MI 49448-9765 |
| Document Number | 0047980073 |
|---|---|
| Date | Feb 8, 2017 |
| Book Page | 004798/000073 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 7, 2047 |
The 2025 property tax bill for 902 Beard St was $2,900 with a homeowner's exemption, up 2.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,500 (+6.08%) | $143,000 | |
| 2025 | $2,900.00 (+2.65%) Homeowner's exemption | $67,400 | |
| 2024 | $2,825.00 | $134,800 | |
| 2023 | $57,200 | ||
| 2022 | $1,342.00 | $114,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 902 Beard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 902 Beard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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