St. Clair County property record for 823 Beard St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,560 sqft · built 1910 |
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $167,000 (Jan 2026) |
| Tax Bill | $4,300 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-559-0027-000 |
| Primary APN | 74-06-559-0027-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 11,805 sqft (0.271 acres) |
| Lot Dimensions | 165 ft deep x 71.3 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 823 BEARD ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-6509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | E 71.3 FT LOTS 8-9-10 BLK 3 COMMISSIONERS PLAT OF THAT PART OF THE ESTATE OF SIMON PETIT, DECEASED, LYING AND BEING IN |
| Legal Subdivision | THE ESTATE OF SIMON PETIT |
| Legal Block | 3 |
| Legal Lot Number | 8-10 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 620000 |
Source: St. Clair County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 745 GRAVEL PIKE, EAST GREENVILLE, PA 18041-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Jan 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Oct 28, 2021 | Land Contract, Transfer LIBERTY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on Record |
| Deed Sale | Jan 12, 2026 · Amount on Record |
| Deed Document Number | 2026717 |
| Deed Book / Page | 5888 / 264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 823 BEARD ST, PORT HURON, MI 48060-6509 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 745 GRAVEL PIKE, EAST GREENVILLE, PA 18041-2136 |
| Document Number | 0005877350 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 5877/350 |
| Instrument | 2025023243 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 2655 CAMINO DEL RIO N STE 100, SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 12, 2026 |
| Property Address | 823 BEARD ST, PORT HURON, MI 48060-6509 |
| Document Number | 0005888264 |
| Book / Page | 5888 / 264 |
| Map Reference | LB 2 PG 16 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 2026000717 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,252.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2915 RIVERSIDE DR, PORT HURON, MI 48060-1897 |
| Name | Verified Name |
|---|---|
| Address | 745 GRAVEL PIKE, EAST GREENVILLE, PA 18041-2136 |
| Document Number | 2025023243 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 2025023243 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 28, 2021 |
| Property Address | 823 BEARD ST, PORT HURON, MI 48060-6509 |
| Document Number | 5441518 |
| Book / Page | 5441 / 518 |
| Map Reference | LB 2 PG 16 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 2021030409 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4250 FAIRWAY DR, 4250, FORT GRATIOT, MI 48059-3906 |
| Name | Verified Name |
|---|---|
| Address | 823 BEARD ST, PORT HURON, MI 48060-6509 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,000 (-3.61%) | $160,000 (-3.61%) | |
| 2025 | $4,300.00 (+42.81%) Homeowner's exemption | $83,000 (+18.57%) | |
| 2024 | $3,011.00 (-13.82%) | $166,000 (+18.57%) | |
| 2023 | $70,000 | ||
| 2022 | $3,494.00 | $140,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures