902 Banklick St, Covington, KY 41011 Property Records

Kenton County property record for 902 Banklick St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,182 sqft · built 2012
Lot Size	0.096 acres (4,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$517,610 (Oct 2025)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-22-30-015.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-30-015.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,182 sqft Finished Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	84 ft deep x 50 ft wide
Garage Area	675 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	902 BANKLICK ST
City	COVINGTON
State	KY
Zip	41011-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X84' SEC BANKLICK & 9TH LOT 488 WBTI
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	488
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1005
Census Tract	60700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 BANKLICK ST, COVINGTON, KY 41011-3029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage REPUBLIC BANK & TRUST CO
Oct 20, 2025	Deed, Transfer · Conventional Mortgage TOMO MORTGAGE LLC
Apr 9, 2020	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK&TR
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Oct 3, 2012 · Amount on Record
Deed Document Number	2025214
Deed Book / Page	369 / 977
Prior Transfer Date	May 3, 2012
Prior Transfer Doc	0005900181
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	902 BANKLICK ST, COVINGTON, KY 41011-3029
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 BANKLICK ST, COVINGTON, KY 41011-3029

Mortgage

Document Number	0005900327
Date	Dec 1, 2021
Book Page	309/180
Instrument	21120105900327

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2031

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Oct 20, 2025
Property Address	902 BANKLICK ST, COVINGTON, KY 41011-3029
Document Number	0005900214
Book / Page	KC 369 / 977
Instrument Date	Oct 17, 2025
Instrument	25102005900214
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 W 9TH ST, COVINGTON, KY 41011-2319

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	902 BANKLICK ST, COVINGTON, KY 41011-3029
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900215
Date	Oct 20, 2025
Instrument	25102005900215

Lender

Name	TOMO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	902 BANKLICK ST, COVINGTON, KY 41011-3029
Document Number	0000000057
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	902 BANKLICK ST COVINGTON KY 410113029, COVINGTON, KY 41011-3029

Mortgage

Document Number	0000000057
Date	May 6, 2020
Book Page	000M41/000279
Instrument	57

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 5, 2030

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	902 BANKLICK ST, COVINGTON, KY 41011-3029
Document Number	0000000082
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	902 BANKLICK ST COVINGTON KY 410113029, COVINGTON, KY 41011-3029

Mortgage

Document Number	0000000082
Date	Jan 9, 2018
Book Page	0C6330/000074
Instrument	82

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE KENTUCK, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 8, 2033

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,600 (+146.48%) Land $10,000 Building $507,600	$517,600 (+146.48%) Land $10,000 Building $507,600
2025	$2,782.00 (+0.76%)	$210,000 (-) Land $5,000 Building $205,000	$210,000 (-) Land $5,000 Building $205,000
2024	$2,761.00 (-1.29%)	$210,000 (-) Land $5,000 Building $205,000	$210,000 (-) Land $5,000 Building $205,000
2023	$2,797.00	$210,000 Land $5,000 Building $205,000	$210,000 Land $5,000 Building $205,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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