1008 Banklick St, Covington, KY 41011 Property Records

Kenton County property record for 1008 Banklick St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,520 sqft · built 1890
Lot Size	0.049 acres (2,125 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Dec 2022)
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-22-31-012.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-31-012.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,520 sqft Finished Area
Gross Area	1,700 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,125 sqft (0.049 acres)
Lot Dimensions	85 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1008 BANKLICK ST
City	COVINGTON
State	KY
Zip	41011-3031
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	25X85 PT LOT 483 BAP 1ST
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	483
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1006
Census Tract	60700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1008 Banklick St, a duplex, is owned and occupied by an individual who bought it in December 2022.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1008 BANKLICK ST, COVINGTON, KY 41011-3031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage CITY OF COVINGTON
Dec 1, 2022	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2022 · Amount on File
Deed Sale	Dec 1, 2022 · Amount on File
Deed Document Number	202233
Deed Book / Page	202 / 34
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1008 BANKLICK ST, COVINGTON, KY 41011-3031
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900041
Date	Jan 19, 2023
Book Page	KCM 435/68
Instrument	23011905900041

Lender

Name	CITY OF COVINGTON
Type	Government Agency

Agreement

Amount	Amount on Record
Term	118 Months
Due	Nov 23, 2032

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 1, 2022
Property Address	1008 BANKLICK ST, COVINGTON, KY 41011-3031
Document Number	0005900033
Book / Page	KC 203 / 34
Map Reference	PL 350
Instrument Date	Nov 30, 2022
Instrument	22120105900033
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2222 DREX AVE, NORWOOD, OH 45212-1604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 BANKLICK ST, COVINGTON, KY 41011-3031

Mortgage

Document Number	0005900034
Date	Dec 1, 2022
Book Page	425/227
Instrument	22120105900034

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1008 Banklick St was $1,126.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (+64.71%) Land $10,000 Building $130,000	$140,000 (+64.71%) Land $10,000 Building $130,000
2025	$1,126.00	$85,000 Land $5,000 Building $80,000	$85,000 Land $5,000 Building $80,000
2023	$1,132.00	$85,000 Land $5,000 Building $80,000	$85,000 Land $5,000 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1008 Banklick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1008 Banklick St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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