Howard County property record for 9018 Melody Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,540 sqft · built 2020 |
| Lot Size | 0.159 acres (6,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $795,000 (Nov 2025) |
| Tax Bill | $10,189 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-600215 |
| Primary APN | 06-600215 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,540 sqft Total Area |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,928 sqft (0.159 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 600215 |
|---|---|
| Street Address | 9018 MELODY DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 3 6,928 SQ' 9018 MELODY DR KINGS ARMS |
| Legal Subdivision | KINGS ARMS SEC 6 |
| Legal Lot Number | 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606904 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9018 MELODY DR, LAUREL, MD 20723-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Nov 4, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Mar 9, 2020 | Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| May 21, 2018 | Deed of Trust, Mortgage CHESAPEAKE BK/MD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | Mar 9, 2020 · Amount on Record |
| Deed Book / Page | 22989 / 328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 4, 2025 |
| Property Address | 9018 MELODY DR, LAUREL, MD 20723-1605 |
| Document Number | 0229890328 |
| Book / Page | 22989 / 328 |
| Map Reference | PL WAR 24396&24397 |
| Instrument Date | Oct 24, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,987.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9018 MELODY DR, LAUREL, MD 20723-1605 |
| Document Number | 0022989342 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 22989/342 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9018 MELODY DR, LAUREL, MD 20723-1605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | R & P SETTLEMENT GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0195440398 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 19544/398 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 9, 2020 |
| Property Address | 9018 MELODY DR, LAUREL, MD 20723-1605 |
| Document Number | 0192250074 |
| Book / Page | 19225 / 74 |
| Map Reference | MB WAR 24396&24397 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | R & P SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,001.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9018 MELODY DR, LAUREL, MD 20723-1605 |
| Document Number | 1922080 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 1922/080 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9018 MELODY DR, LAUREL, MD 20723-1605 |
| Document Number | 0181950366 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5850 WATERLOO RD #140 COLUMBIA MD 210451944, 140, COLUMBIA, MD 21045-1944 |
| Investor | Possibly a Property Investor |
| Document Number | 0181950366 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 018195/000366 |
| Name | CHESAPEAKE BK/MD |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21234 |
| Amount | Amount Recorded |
|---|
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,189.00 (+3.99%) | $671,500 (+3.83%) | $721,100 (+11.5%) Land $258,600 Building $462,500 |
| 2025 | $9,798.00 (+78.15%) | $646,700 (+19.49%) Land $218,600 Building $428,100 | $646,700 (-) Land $218,600 Building $428,100 |
| 2023 | $541,233 | $646,700 Land $218,600 Building $428,100 | |
| 2022 | $5,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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