Howard County property record for 9010 Melody Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,660 sqft · built 2018 |
| Lot Size | 0.145 acres (6,321 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $543,990 (Nov 2018) |
| Tax Bill | $8,211 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-600213 |
| Primary APN | 06-600213 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,660 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,321 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 600213 |
|---|---|
| Street Address | 9010 MELODY DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 1 6,321 SQ' 9010 MELODY DR. KINGS ARMS |
| Legal Subdivision | KINGS ARMS |
| Legal Lot Number | 1 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606904 |
9010 Melody Dr is owned and occupied by two individuals who bought it in November 2018.
Source: Howard County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9010 MELODY DR, LAUREL, MD 20723-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Nov 7, 2018 | Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| May 21, 2018 | Deed of Trust, Mortgage CHESAPEAKE BK/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2018 · Amount on File |
| Deed Sale | Nov 7, 2018 · Amount on File |
| Deed Book / Page | 18440 / 101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 15, 2026 |
| Property Address | 9010 MELODY DR, LAUREL, MD 20723-1605 |
| Document Number | 2340000140 |
| Book / Page | 23407 / 140 |
| Instrument Date | Aug 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 9010 MELODY DR, LAUREL, MD 20723-1605 |
| Document Number | 2340000140, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 23407/140 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9010 MELODY DR, LAUREL, MD 20723-1605 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 9010 MELODY DR, LAUREL, MD 20723-1605 |
| Document Number | 0200510131 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 20051/131 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9010 MELODY DR, LAUREL, MD 20723-1605 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | 2020 TITLE LLC, 20 20 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 9010 MELODY DR, LAUREL, MD 20723-1605 |
| Document Number | 0214640293 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 21464/293 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 7, 2018 |
| Property Address | 9010 MELODY DR, LAUREL, MD 20723-1605 |
| Document Number | 0184400101 |
| Book / Page | 18440 / 101 |
| Map Reference | MB WWW24396&24397 |
| Instrument Date | Oct 30, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,159.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9010 MELODY DR, LAUREL, MD 20723-1605 |
| Document Number | 0018440107 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 18440/107 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9010 MELODY DR, LAUREL, MD 20723-1605 |
| Document Number | 0181950366 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5850 WATERLOO RD #140 COLUMBIA MD 210451944, 140, COLUMBIA, MD 21045-1944 |
| Investor | Possibly a Property Investor |
| Document Number | 0181950366 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 018195/000366 |
| Name | CHESAPEAKE BK/MD |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21234 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 9010 Melody Dr was $8,211 with a homeowner's exemption, down 7% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,211.00 (-6.99%) Homeowner's exemption | $679,767 (+3.83%) | $729,900 (+11.49%) Land $255,900 Building $474,000 |
| 2025 | $8,828.00 Homeowner's exemption | $654,700 Land $215,900 Building $438,800 | $654,700 Land $215,900 Building $438,800 |
| 2023 | $573,567 | $654,700 Land $215,900 Building $438,800 | |
| 2022 | $6,001.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9010 Melody Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9010 Melody Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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