9014 Terrace Oak Ct, Windermere, FL 34786 Property Records

Orange County property record for 9014 Terrace Oak Ct, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,050 sqft · built 1987
Lot Size	0.268 acres (11,656 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jan 2019)
Tax Bill	$5,403 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-23-28-8080-02-750`

Property Details

APN / Parcel Number

Primary APN	`16-23-28-8080-02-750`
Alternative APNs	`282316808002750` `284120` `288963` `293126`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,050 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	2,050 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,656 sqft (0.268 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	65 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9014 TERRACE OAK CT
City	WINDERMERE
State	FL
Zip	34786-8819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	SILVER WOODS PHASE FIVE 19/31 LOT 275 (LESS BEG 56.12 FT N O F SE COR RUN N 1 DEG W 43.38 FT S 46 DEG E 2.14 FT S 41.88 F T TO POB) & BEG AT SE COR RUN E 2 FT N 1 DEG W 56.16 FT S 56
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	SILVER WOODS PH 5
Legal Phase	5
Legal Tract	8080
Legal Block	2
Legal Lot Number	275
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2037
Census Tract	14809

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9014 TERRACE OAK CT, WINDERMERE, FL 34786-8819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARTNERS FCU
Jan 9, 2019	Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2019 · Amount on Record
Deed Sale	Jan 9, 2019 · Amount on Record
Prior Sale	Apr 19, 2016 · Amount on Record
Deed Document Number	201917747
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	9014 TERRACE OAK CT, WINDERMERE, FL 34786-8819
Document Number	0000110461
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9014 TERRACE OAK CT WINDERMERE FL 347868819, WINDERMERE, FL 34786-8819

Mortgage

Document Number	0000110461
Date	Feb 20, 2020
Instrument	110461

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 9, 2019
Property Address	9014 TERRACE OAK CT, WINDERMERE, FL 34786-8819
Document Number	0000017747
Instrument Date	Dec 28, 2018
Instrument	17747
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	SAINT LAWRENCE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9014 TERRACE OAK CT WINDERMERE FL 347868819, WINDERMERE, FL 34786-8819

Mortgage

Document Number	17748
Date	Jan 9, 2019
Instrument	17748

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,305 (+2.7%)	$532,690 (-2.44%) Land $145,000 Building $387,690
2025	$5,403.00 (+4.67%) Homeowner's exemption	$330,385 (+5.99%)	$546,020 (+16.47%) Land $145,000 Building $401,020
2024	$5,162.00 (+7.18%)
2023	$4,816.00 (+4.08%) Homeowner's exemption	$311,722 (+3%)	$468,815 (+20.99%) Land $145,000 Building $323,815
2022	$4,627.00 Homeowner's exemption	$302,643	$387,472 Land $135,000 Building $252,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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