9002 Terrace Oak Ct, Windermere, FL 34786 Property Records

Orange County property record for 9002 Terrace Oak Ct, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,050 sqft · built 1987
Lot Size	0.343 acres (14,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Apr 2019)
Tax Bill	$6,404 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-23-28-8080-02-770`

Property Details

APN / Parcel Number

Primary APN	`16-23-28-8080-02-770`
Alternative APNs	`282316808002770` `284122` `288966` `293128`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,050 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	2,050 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,956 sqft (0.343 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	65 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9002 TERRACE OAK CT
City	WINDERMERE
State	FL
Zip	34786-8819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	SILVER WOODS PHASE FIVE 19/31 LOT 277
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	SILVER WOODS PH 5
Legal Phase	5
Legal Tract	8080
Legal Block	2
Legal Lot Number	277
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2037
Census Tract	14809

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9002 TERRACE OAK CT, WINDERMERE, FL 34786-8819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Feb 22, 2021	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
Feb 22, 2021	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
Apr 23, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	2019247512
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	9002 TERRACE OAK CT, WINDERMERE, FL 34786-8819
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9002 TERRACE OAK CT, WINDERMERE, FL 34786-8819

Mortgage

Document Number	0000770779
Date	Dec 17, 2021
Instrument	20210770779

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	9002 TERRACE OAK CT, WINDERMERE, FL 34786-8819
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9002 TERRACE OAK CT, WINDERMERE, FL 34786-8819

Mortgage

Document Number	0000606578
Date	Oct 16, 2018
Instrument	20180606578

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 22, 2021
Property Address	9002 TERRACE OAK CT, WINDERMERE, FL 34786-8819
Document Number	20210101636
Map Reference	MB 19 PG 31
Instrument Date	Feb 16, 2021
Instrument	20210101636
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,696.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1224 RUSSET LN, 1224, APEX, NC 27523-8516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9002 TERRACE OAK CT, WINDERMERE, FL 34786-8819

Mortgage

Document Number	20210101638
Date	Feb 22, 2021
Instrument	20210101638

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 22, 2021
Property Address	9002 TERRACE OAK CT, WINDERMERE, FL 34786-8819
Document Number	0000101636
Map Reference	MB 19 PG 31
Instrument Date	Feb 16, 2021
Instrument	20210101636
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,696.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1224 RUSSET LN, 1224, APEX, NC 27523-8516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9002 TERRACE OAK CT, WINDERMERE, FL 34786-8819

Mortgage

Document Number	0000101638
Date	Feb 22, 2021
Instrument	20210101638

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 23, 2019
Property Address	9002 TERRACE OAK CT, WINDERMERE, FL 34786-8819
Document Number	0000247512
Instrument Date	Apr 19, 2019
Instrument	247512
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GNTE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9002 TERRACE OAK CT WINDERMERE FL 347868819, WINDERMERE, FL 34786-8819

Mortgage

Document Number	247513
Date	Apr 23, 2019
Instrument	247513

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,062 (+2.7%)	$492,180 (-2.21%) Land $145,000 Building $347,180
2025	$6,404.00 (+4.37%) Homeowner's exemption	$391,492 (+5.99%)	$503,300 (+16.11%) Land $145,000 Building $358,300
2024	$6,136.00 (+7.18%)
2023	$5,725.00 (+3.86%) Homeowner's exemption	$369,378 (+3%)	$433,462 (+20.87%) Land $145,000 Building $288,462
2022	$5,512.00 Homeowner's exemption	$358,619 Land $135,000 Building $223,619	$358,619 Land $135,000 Building $223,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Terrace Oak Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures