9010 W Versailles Rd, Covington, OH 45318 Property Records

Miami County property record for 9010 W Versailles Rd, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,799 sqft · built 1920
Lot Size	2.16 acres (94,482 sqft)
Owner	2 Individual Names on File
Last Sale	$144,000 (Jul 2019)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H17-025250`

Property Details

APN / Parcel Number

Primary APN	`H17-025250`
Alternative APNs	`100436.0-01-013-00` `H17NB042 00100`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,799 sqft Living Area
1st Floor Area	2,472 sqft
Upper Floors Area	563 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	94,482 sqft (2.16 acres)
Garage Type	Detached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	996 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9010 W VERSAILLES RD
City	COVINGTON
State	OH
Zip	45318-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-10-36 SE COR SE
Legal Range	04
Legal Township	10
Legal Section	36
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	1
Census Block	1013
Census Tract	320100

Owner

9010 W Versailles Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9010 W VERSAILLES RD, COVINGTON, OH 45318-8611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jul 23, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	20192019OR-08072
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	9010 W VERSAILLES RD, COVINGTON, OH 45318-8611
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017965
Date	Dec 1, 2020
Instrument	2020OR-17965

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 23, 2019
Property Address	9010 W VERSAILLES RD, COVINGTON, OH 45318-8611
Document Number	0000008072
Instrument Date	Jul 12, 2019
Instrument	8072
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 REGENCY CT COVINGTON OH 453181249, COVINGTON, OH 45318-1249

Mortgage

Document Number	8073
Date	Jul 23, 2019
Instrument	8073

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9010 W Versailles Rd was $1,372 with a homeowner's exemption, up 16.3% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,372.00 (+16.27%) Homeowner's exemption	$49,140 (+39.56%) Land $16,100 Building $33,040	$140,400 Land $46,000 Building $94,400
2024	$1,180.00 (+2.61%) Homeowner's exemption	$35,210 (-) Land $13,650 Building $21,560
2023	$1,150.00 (-3.77%) Homeowner's exemption	$35,210 (-) Land $13,650 Building $21,560	$100,600 (-) Land $39,000 Building $61,600
2022	$1,195.00 Homeowner's exemption	$35,210 Land $13,650 Building $21,560	$100,600 Land $39,000 Building $61,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9010 W Versailles Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9010 W Versailles Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skymesh Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: altafiber Network Solutions, AT&T, T-Mobile, Watch TV, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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