8418 W Versailles Rd, Covington, OH 45318 Property Records

Miami County property record for 8418 W Versailles Rd, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1964
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Feb 2017)
Tax Bill	$1,422 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H17-047490`

Property Details

APN / Parcel Number

Primary APN	`H17-047490`
Alternative APNs	`080506.0-01-003-00` `H17NB006 00600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	1,888 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8418 W VERSAILLES RD
City	COVINGTON
State	OH
Zip	45318-8609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-8-6 NW COR NE
Legal Range	05
Legal Township	08
Legal Section	06
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	1
Census Block	1014
Census Tract	320100

Owner

8418 W Versailles Rd is owned and occupied by an individual who bought it in February 2017.

Source: Miami County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8418 W VERSAILLES RD, COVINGTON, OH 45318-8609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 19, 2024	Transfer on Death Deed, Transfer
Feb 14, 2017	Warranty Deed, Transfer GREENVILLE NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2017 · Amount on File
Deed Sale	Feb 14, 2017 · Amount on File
Prior Sale	Feb 24, 2003 · Amount on File
Deed Document Number	20172017OR-01888
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Sep 8, 2026
Property Address	8418 W VERSAILLES RD, COVINGTON, OH 45318-8609
Document Number	0000011356
Instrument Date	Sep 2, 2026
Instrument	202611356
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8418 W VERSAILLES RD, COVINGTON, OH 45318-8609

Mortgage

Document Number	0000011356,
Date	Sep 8, 2026
Instrument	202611356

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 19, 2024
Property Address	8418 W VERSAILLES RD, COVINGTON, OH 45318-8609
Document Number	0000003858
Instrument Date	Apr 12, 2024
Instrument	2024OR-03858
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8200 W VERSAILLES RD, COVINGTON, OH 45318-8608

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 14, 2017
Property Address	8418 W VERSAILLES RD, COVINGTON, OH 45318-8609
Document Number	0000001888
Map Reference	VOL 15 PG 96
Instrument Date	Feb 8, 2017
Instrument	2017OR-01888
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8418 W VERSAILLES RD, COVINGTON, OH 45318-8609

Mortgage

Document Number	0000001889
Date	Feb 14, 2017
Instrument	2017OR-01889

Lender

Name	GREENVILLE NATIONAL BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8418 W Versailles Rd was $1,422 with a homeowner's exemption, down 6.4% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,422.00 (-6.45%) Homeowner's exemption	$51,100 (+17.44%) Land $11,900 Building $39,200	$146,000 Land $34,000 Building $112,000
2024	$1,520.00 (+7.42%) Homeowner's exemption	$43,510 (-) Land $9,100 Building $34,410
2023	$1,415.00 (-3.74%) Homeowner's exemption	$43,510 (-) Land $9,100 Building $34,410	$124,300 (-) Land $26,000 Building $98,300
2022	$1,470.00 Homeowner's exemption	$43,510 Land $9,100 Building $34,410	$124,300 Land $26,000 Building $98,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8418 W Versailles Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8418 W Versailles Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Windstream Fixed Wireless	100 / 10
Skymesh Fixed Wireless	50 / 10
NKTELCO - Goldstar Fixed Wireless	50 / 5

May also be available: Verizon.

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