901 Spear Dr, Normal, IL 61761 Property Records

McLean County property record for 901 Spear Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,335 sqft · built 1965
Lot Size	0.226 acres (9,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Mar 2016)
Tax Bill	$4,074 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-27-377-007`

Property Details

APN / Parcel Number

Primary APN	`14-27-377-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,335 sqft Living Area
1st Floor Area	1,335 sqft
Basement Area	1,335 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Roof Material	Asphalt
Lot Area	9,846 sqft (0.226 acres)
Lot Dimensions	120 ft deep x 82 ft wide
Garage Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	901 SPEAR DR
City	NORMAL
State	IL
Zip	61761-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	3RD ADD PLEASANT HILL SUB LOT 78
Legal Range	02E
Legal Township	24N
Legal Section	27
Legal Subdivision	PLEASANT HILL
Legal Lot Number	78
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1000
Census Tract	501

Owner

Source: McLean County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	901 SPEAR DR, NORMAL, IL 61761-3153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit ILLINOIS STATE CU
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS STATE CU
Feb 28, 2018	Intrafamily Transfer, Transfer · Line of Credit ILLINOIS STATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2016 · Amount on Record
Deed Sale	Mar 1, 2016 · Amount on Record
Deed Document Number	20163287
Prior Transfer Date	Feb 18, 2016
Prior Transfer Doc	0000003287
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	901 SPEAR DR, NORMAL, IL 61761-3153
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500017318
Date	Dec 3, 2025
Instrument	2025-00017318

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	901 SPEAR DR, NORMAL, IL 61761-3153
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000028007
Date	Dec 21, 2020
Instrument	2020-00028007

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2%

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Feb 28, 2018
Property Address	901 SPEAR DR, NORMAL, IL 61761-3153
Document Number	201800003333
Instrument Date	Feb 9, 2018
Instrument	2018-00003333
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 SPEAR DR, NORMAL, IL 61761-3153

Mortgage

Document Number	201800003334
Date	Feb 28, 2018
Instrument	2018-00003334

Lender

Name	ILLINOIS STATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,315 (+21.89%) Land $13,706 Building $47,609	$183,945 (+21.89%) Land $41,118 Building $142,827
2024	$4,074.00 (+7.47%)
2023	$3,791.00	$50,305 Land $11,245 Building $39,060	$150,915 Land $33,735 Building $117,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

Nearby Properties on Spear Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures