807 Spear Dr, Normal, IL 61761 Property Records

McLean County property record for 807 Spear Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,232 sqft · built 1965
Lot Size	0.227 acres (9,840 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2021)
Tax Bill	$689 (2021)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-27-377-004`

Property Details

APN / Parcel Number

Primary APN	`14-27-377-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,840 sqft (0.227 acres)
Lot Dimensions	120 ft deep x 82 ft wide
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	807 SPEAR DR
City	NORMAL
State	IL
Zip	61761-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	3RD ADD PLEASANT HILL SUB LOT 75
Legal Range	02E
Legal Township	24N
Legal Section	27
Legal Subdivision	PLEASANT HILL
Legal Lot Number	75
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1000
Census Tract	501

Owner

807 Spear Dr is owned and occupied by an individual who bought it in March 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	807 SPEAR DR, NORMAL, IL 61761-3151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 23, 2018	Warranty Deed, Transfer FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	May 23, 2018 · Amount on File
Deed Document Number	20215615
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 8, 2021
Property Address	807 SPEAR DR, NORMAL, IL 61761-3151
Document Number	202100005615
Instrument Date	Feb 22, 2021
Instrument	2021-00005615
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 SPEAR DR, NORMAL, IL 61761-3151

Mortgage

Document Number	202100005616
Date	Mar 8, 2021
Instrument	2021-00005616

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate	2.5%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 23, 2018
Property Address	807 SPEAR DR, NORMAL, IL 61761-3151
Document Number	201800008035
Instrument Date	May 18, 2018
Instrument	2018-00008035
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Tax	$201.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 PLEASANT RUN, BLOOMINGTON, IL 61704-6247

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,358 Land $13,706 Building $50,652	$193,074 Land $41,118 Building $151,956
2023		$52,801 Land $11,245 Building $41,556	$158,403 Land $33,735 Building $124,668
2021	$689.00
2019	$3,928.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 807 Spear Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 807 Spear Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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