901 S 3rd St, Oregon, IL 61061 Property Records

Ogle County property record for 901 S 3rd St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,309 sqft · built 1936
Lot Size	0.188 acres (8,200 sqft)
Owner	Individual Name on File
Last Sale	$79,000 (Oct 2007)
Tax Bill	$3,488 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-03-381-001`

Property Details

APN / Parcel Number

Primary APN	`16-03-381-001`

Interior

Stories	1 Story
Building Area	1,309 sqft Living Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Lot Area	8,200 sqft (0.188 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	228 sqft

Location & Zoning

Street Address	901 S 3RD ST
City	OREGON
State	IL
Zip	61061-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 10 BLK 1 RAILROAD ADD CITY OF OREGON
Legal Subdivision	RAILROAD ADD
Legal Block	1
Legal Lot Number	10
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	4
Census Block	4044
Census Tract	961400

Owner

Source: Ogle County assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	901 S 3RD ST, OREGON, IL 61061-2316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2007 · Amount on Record
Deed Sale	Oct 23, 2007 · Amount on Record
Deed Document Number	200710892
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	901 S 3RD ST, OREGON, IL 61061-2316
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001574
Date	Apr 17, 2024
Instrument	202401574

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 29, 2029

Interest

Rate Type	Fixed Rate
Rate	8.39%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	901 S 3RD ST, OREGON, IL 61061-2316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004060
Date	Jun 23, 2020
Instrument	202004060

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,488.00 (+16.62%)	$43,972 (+7.25%) Land $7,038 Building $36,934	$131,916 (+7.25%) Land $21,114 Building $110,802
2024	$2,991.00 (+48.44%)	$40,999 (+13.09%) Land $6,562 Building $34,437	$122,997 (+13.09%) Land $19,686 Building $103,311
2023		$36,253 Land $5,419 Building $30,834	$108,759 Land $16,257 Building $92,502
2022	$2,015.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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