900 S 3rd St, Oregon, IL 61061 Property Records

Ogle County property record for 900 S 3rd St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,470 sqft
Lot Size	0.188 acres (8,217 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Aug 2025)
Tax Bill	$5,329 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-03-360-004`

Property Details

APN / Parcel Number

Primary APN	`16-03-360-004`

Interior

Stories	1 Story
Building Area	1,470 sqft Living Area
Basement Area	1,022 sqft
Unfinished Basement	1,022 sqft

Exterior

Lot Area	8,217 sqft (0.188 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	674 sqft

Location & Zoning

Street Address	900 S 3RD ST
City	OREGON
State	IL
Zip	61061-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 1 BLK 2 RAILROAD ADD CITY OF OREGON
Legal Subdivision	RAILROAD ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	4
Census Block	4045
Census Tract	961400

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	900 S 3RD ST, OREGON, IL 61061-2317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS COMMUNITY CU
Jun 7, 2019	Warranty Deed, Transfer · Conventional Mortgage BYRON BANK
Aug 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	20254124
Prior Transfer Date	Oct 30, 2017
Prior Transfer Doc	0000004871
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	900 S 3RD ST, OREGON, IL 61061-2317
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005287
Date	Sep 21, 2018
Instrument	201805287

Lender

Name	ILLINOIS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 14, 2028

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jun 7, 2019
Property Address	900 S 3RD ST, OREGON, IL 61061-2317
Document Number	0000003052
Map Reference	BK A PG 144
Instrument Date	Jun 7, 2019
Instrument	201903052
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 S 3RD ST, OREGON, IL 61061-2317

Mortgage

Document Number	0000003053
Date	Jun 7, 2019
Instrument	201903053

Lender

Name	BYRON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.35%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGLE IL
Recording Date	Aug 31, 2018
Property Address	900 S 3RD ST, OREGON, IL 61061-2317
Document Number	0000004871
Instrument Date	Oct 30, 2017
Instrument	4871
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 S 3RD ST OREGON IL 610612317, OREGON, IL 61061-2317

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,329.00 (+27.09%)	$60,949 (+20.87%) Land $7,038 Building $53,911	$182,847 (+20.87%) Land $21,114 Building $161,733
2023		$50,427 Land $5,419 Building $45,008	$151,281 Land $16,257 Building $135,024
2022	$4,193.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures