Bergen County and Ridgefield Borough property record for 901 Lancaster Rd, Ridgefield, NJ 07657
| Property Type | Single Family Home |
|---|---|
| Details | 1,628 sqft · built 1944 |
| Lot Size | 0.105 acres (4,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Jul 2019) |
| Tax Bill | $8,324 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-03402-0000-00001 |
| Primary APN | 49-03402-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,628 sqft Living Area |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Construction Type | Frame |
| Lot Area | 4,552 sqft (0.105 acres) |
| Lot Dimensions | 91 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 4900163000000014 |
|---|---|
| Street Address | 901 LANCASTER RD |
| City | RIDGEFIELD |
| State | NJ |
| Zip | 07657-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 50X91 |
| Legal Block | 3402 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 45200 |
901 Lancaster Rd is owned and occupied by two individuals who bought it in July 2019.
Source: Bergen County and Ridgefield Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 901 LANCASTER RD, RIDGEFIELD, NJ 07657-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 17, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 16, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2019 · Amount on File |
| Deed Sale | Jul 17, 2019 · Amount on File |
| Prior Sale | Oct 16, 2018 |
| Deed Document Number | 201945943 |
| Deed Book / Page | 3296 / 1817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 901 LANCASTER RD, RIDGEFIELD, NJ 07657-2519 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 901 LANCASTER RD, RIDGEFIELD, NJ 07657-2519 |
| Document Number | 0049800528 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 4980/528 |
| Instrument | 2023028095 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 18, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 17, 2019 |
| Property Address | 901 LANCASTER RD, RIDGEFIELD, NJ 07657-2519 |
| Document Number | 0032961817 |
| Book / Page | 3296 / 1817 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 19-045943 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 901 LANCASTER RD, RIDGEFIELD, NJ 07657-2519 |
| Document Number | 1904594301 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 19-045943.01 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0032961817 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 3296/1817 |
| Instrument | 19-045943 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 16, 2018 |
| Property Address | 901 LANCASTER RD, RIDGEFIELD, NJ 07657-2519 |
| Document Number | 0030811812 |
| Book / Page | 003081 / 001812 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 73486 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 901 LANCASTER RD RIDGEFIELD NJ 076572519, RIDGEFIELD, NJ 07657-2519 |
The 2025 property tax bill for 901 Lancaster Rd was $8,324, up 2.3% from the year before.
Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Borough |
| Unified School District | Ridgefield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,700 (+1.08%) Land $291,100 Building $205,600 | $496,700 (+1.08%) Land $291,100 Building $205,600 | |
| 2025 | $8,324.00 (+2.3%) | $491,400 Land $288,600 Building $202,800 | $491,400 Land $288,600 Building $202,800 |
| 2024 | $8,137.00 | ||
| 2023 | $474,700 Land $281,100 Building $193,600 | $474,700 Land $281,100 Building $193,600 | |
| 2022 | $7,920.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 901 Lancaster Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 12 (1978–2021) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 901 Lancaster Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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