Bergen County and Ridgefield Borough property record for 895 Lancaster Rd, Ridgefield, NJ 07657
| Property Type | Single Family Home |
|---|---|
| Details | 2,578 sqft · built 1914 |
| Lot Size | 0.105 acres (4,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $691,000 (Dec 2020) |
| Tax Bill | $12,182 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer May 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-03403-0000-00010 |
| Primary APN | 49-03403-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,578 sqft Living Area |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Construction Type | Frame |
| Lot Area | 4,552 sqft (0.105 acres) |
| Lot Dimensions | 91 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 4900162000000018 |
|---|---|
| Street Address | 895 LANCASTER RD |
| City | RIDGEFIELD |
| State | NJ |
| Zip | 07657-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 50X91 |
| Legal Subdivision | SVR MARTLING RIDGEFIELD |
| Legal Block | 3403 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 45200 |
895 Lancaster Rd is owned and occupied by two individuals who acquired it in July 2022.
Source: Bergen County and Ridgefield Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 895 LANCASTER RD, RIDGEFIELD, NJ 07657-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2022 | Intrafamily Transfer, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| May 25, 2017 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ORITANI BANK |
| Dec 23, 2020 | Deed, Transfer · Conventional Mortgage NORTHWEST FCU |
| Nov 22, 2017 | Grant Deed, Transfer HUDSON ONE TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2020 · Amount on File |
| Deed Sale | Dec 23, 2020 · Amount on File |
| Prior Sale | Nov 22, 2017 · Amount on File |
| Deed Document Number | 2020138289 |
| Deed Book / Page | 3881 / 1892 |
| Last Transfer Date | Jul 18, 2022 |
| Transfer Doc | 0047600945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 2, 2022 |
| Property Address | 895 LANCASTER RD, RIDGEFIELD, NJ 07657-2539 |
| Document Number | 0047600945 |
| Book / Page | 4760 / 945 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022076576 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 895 LANCASTER RD, 895, RIDGEFIELD, NJ 07657-2539 |
| Name | Verified Name |
|---|---|
| Address | 895 LANCASTER RD, RIDGEFIELD, NJ 07657-2539 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 895 LANCASTER RD, RIDGEFIELD, NJ 07657-2539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026201168 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 02620/1168 |
| Instrument | 17-040497 |
| Name | ORITANI BANK |
|---|---|
| Type | Bank |
| Address | TOWNSHIP OF WASHINGTON, NJ 07676 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 23, 2020 |
| Property Address | 895 LANCASTER RD, RIDGEFIELD, NJ 07657-2539 |
| Document Number | 0038811892 |
| Book / Page | 3881 / 1892 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 20-138289 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,149.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 895 LANCASTER RD, 895, RIDGEFIELD, NJ 07657-2539 |
| Name | Verified Name |
|---|---|
| Address | 895 LANCASTER RD, RIDGEFIELD, NJ 07657-2539 |
| Document Number | 20138290 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 20-138290 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 22, 2017 |
| Property Address | 895 LANCASTER RD, RIDGEFIELD, NJ 07657-2539 |
| Document Number | 0027920119 |
| Book / Page | 002792 / 000119 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Title Company | HUDSON ONE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $510.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 895 LANCASTER RD RIDGEFIELD NJ 076572539, RIDGEFIELD, NJ 07657-2539 |
The 2025 property tax bill for 895 Lancaster Rd was $12,182, up 2.9% from the year before.
Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Borough |
| Unified School District | Ridgefield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $727,500 (+1.17%) Land $300,400 Building $427,100 | $727,500 (+1.17%) Land $300,400 Building $427,100 | |
| 2025 | $12,182.00 (+2.95%) | $719,100 Land $297,900 Building $421,200 | $719,100 Land $297,900 Building $421,200 |
| 2024 | $11,833.00 | ||
| 2023 | $686,300 Land $290,400 Building $395,900 | $686,300 Land $290,400 Building $395,900 | |
| 2022 | $11,364.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 895 Lancaster Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 12 (1978–2021) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 895 Lancaster Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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