901 Deborah Ave, Elgin, IL 60123 Property Records

Kane County property record for 901 Deborah Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,686 sqft · built 1965
Lot Size	0.239 acres (10,406 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,000 (Jun 2012)
Tax Bill	$7,126 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-10-151-007`

Property Details

APN / Parcel Number

Primary APN	`06-10-151-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,686 sqft Living Area
Gross Area	2,280 sqft
Basement Area	594 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,406 sqft (0.239 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	901 DEBORAH AVE
City	ELGIN
State	IL
Zip	60123-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 4 LOT 18 BLOCK 9
Legal Subdivision	EAGLE HEIGHTS
Legal Block	9
Legal Lot Number	18
Legal Unit	4-18
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3009
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	901 DEBORAH AVE, ELGIN, IL 60123-1946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MTG CORP
Sep 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2012 · Amount on Record
Deed Sale	Jun 19, 2012 · Amount on Record
Prior Sale	Nov 21, 2005 · Amount on Record
Deed Document Number	201239734
Last Transfer Date	Aug 7, 2020
Transfer Doc	0000053699
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	901 DEBORAH AVE, ELGIN, IL 60123-1946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014486
Date	Apr 15, 2019
Instrument	2019K014486

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2034

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	901 DEBORAH AVE, ELGIN, IL 60123-1946
Document Number	0000053700
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	901 DEBORAH AVE ELGIN IL 601231946, ELGIN, IL 60123-1946

Mortgage

Document Number	0000053700
Date	Sep 17, 2020
Instrument	53700

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2035

Interest

Rate Type	Fixed Rate
Rate	3%

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 17, 2020
Property Address	901 DEBORAH AVE, ELGIN, IL 60123-1946
Document Number	0000053699
Instrument Date	Aug 7, 2020
Instrument	2020K053699
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 DEBORAH AVE, 901, ELGIN, IL 60123-1946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 DEBORAH AVE, ELGIN, IL 60123-1946

Mortgage

Document Number	0000053700
Date	Sep 17, 2020
Instrument	2020K053700

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,126.00 (+15.85%) Homeowner's exemption	$101,414 (+8.57%) Land $28,058 Building $73,356	$304,364 (+8.57%) Land $84,208 Building $220,156
2024		$93,409 (+21.39%) Land $25,843 Building $67,566	$280,339 (+21.44%) Land $77,560 Building $202,779
2022	$6,151.00 (+4.57%) Homeowner's exemption	$76,947 (+6.96%) Land $21,288 Building $55,659	$230,841 (+6.96%) Land $63,864 Building $166,977
2021	$5,882.00 Homeowner's exemption	$71,940 Land $19,903 Building $52,037	$215,820 Land $59,709 Building $156,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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