Kane County property record for 891 Deborah Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,152 sqft · built 1964 |
| Lot Size | 0.233 acres (10,146 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Jun 1996) |
| Tax Bill | $6,315 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-10-151-008 |
| Primary APN | 06-10-151-008 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 10,146 sqft (0.233 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 891 DEBORAH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANDRESEN BROS EAGLE HEIGHTS UNIT 4 LOT 19 BLOCK 9 |
| Legal Subdivision | EAGLE HEIGHTS |
| Legal Block | 9 |
| Legal Lot Number | 19 |
| Legal Unit | 4-19 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 851910 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 891 DEBORAH AVE, ELGIN, IL 60123-1946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 1996 · Amount on Record |
| Deed Sale | Jun 3, 1996 · Amount on Record |
| Deed Document Number | 199639758 |
| Prior Transfer Date | May 28, 1996 |
| Prior Transfer Doc | 0000039758 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 891 DEBORAH AVE, ELGIN, IL 60123-1946 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000025213 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021K025213 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.74% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,315.00 (+15.83%) Homeowner's exemption | $90,784 (+8.57%) Land $28,058 Building $62,726 | $272,461 (+8.57%) Land $84,208 Building $188,253 |
| 2024 | $83,618 (+21.39%) Land $25,843 Building $57,775 | $250,954 (+21.44%) Land $77,560 Building $173,394 | |
| 2022 | $5,452.00 (+4.64%) Homeowner's exemption | $68,881 (+6.96%) Land $21,288 Building $47,593 | $206,643 (+6.96%) Land $63,864 Building $142,779 |
| 2021 | $5,210.00 Homeowner's exemption | $64,399 Land $19,903 Building $44,496 | $193,197 Land $59,709 Building $133,488 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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