Sacramento County property record for 901 Cold Brook Ct, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,478 sqft · built 1990 |
| Lot Size | 0.149 acres (6,510 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Dec 2010) |
| Tax Bill | $2,914 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage May 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-0460-023-0000 |
| Primary APN | 150-0460-023-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| 1st Floor Area | 1,478 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,510 sqft (0.149 acres) |
| Garage Area | 463 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 16,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 901 COLD BROOK CT |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | RIVER OAKS 01A, LOT 147 |
| Legal Subdivision | RIVER OAKS 01A |
| Legal Lot Number | 147 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 9410 |
Source: Sacramento County records · APN 150-0460-023-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 901 COLD BROOK CT, GALT, CA 95632-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| May 24, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LENDERFI |
| Jun 27, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 20, 2019 | Deed of Trust, Mortgage · Conventional with PMI LENDERFI |
| Sep 11, 2018 | Deed of Trust, Mortgage · Conventional with PMI LENDERFI |
| Sep 13, 2017 | Deed of Trust, Mortgage · Conventional with PMI LENDERFI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2010 · Amount on Record |
| Deed Sale | Dec 22, 2010 · Amount on Record |
| Prior Sale | Mar 21, 2002 · Amount on Record |
| Deed Book / Page | 20101222 / 434 |
| Last Transfer Date | Jan 23, 2014 |
| Transfer Doc | 0000001028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 901 COLD BROOK CT, GALT, CA 95632-3039 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 901 COLD BROOK CT, GALT, CA 95632-3039 |
| Document Number | 0000000787 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022111400787 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Nov 08, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 7.99% |
| Index | Prime Rate |
| Max Rate | 11.9% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 24, 2021 |
| Property Address | 901 COLD BROOK CT, GALT, CA 95632-3039 |
| Document Number | 0000001247 |
| Map Reference | MB 192 PG 17 |
| Instrument Date | May 17, 2021 |
| Instrument | 202105241247 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 901 COLD BROOK CT, GALT, CA 95632-3039 |
| Document Number | 0000001248 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 202105241248 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 901 COLD BROOK CT, GALT, CA 95632-3039 |
| Document Number | 1911261547 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 901 COLD BROOK CT GALT CA 956323039, GALT, CA 95632-3039 |
| Document Number | 1911261547 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 1911261547 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 901 COLD BROOK CT, GALT, CA 95632-3039 |
| Document Number | 1910010494 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 901 COLD BROOK CT GALT CA 956323039, GALT, CA 95632-3039 |
| Document Number | 1910010494 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 1910010494 |
| Name | LENDERFI |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 27, 2019 |
| Property Address | 901 COLD BROOK CT, GALT, CA 95632-3039 |
| Document Number | 1906270715 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 1906270715 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 901 COLD BROOK CT GALT CA 956323039, GALT, CA 95632-3039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 901 COLD BROOK CT, GALT, CA 95632-3039 |
| Document Number | 1903251200 |
| Instrument Date | Mar 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 901 COLD BROOK CT GALT CA 956323039, GALT, CA 95632-3039 |
| Document Number | 1903251200 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 1903251200 |
| Name | LENDERFI |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 901 COLD BROOK CT, GALT, CA 95632-3039 |
| Document Number | 1809200511 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 901 COLD BROOK CT GALT CA 956323039, GALT, CA 95632-3039 |
| Document Number | 1809200511 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 1809200511 |
| Name | LENDERFI |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 901 COLD BROOK CT, GALT, CA 95632-3039 |
| Document Number | 1709260592 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2017 |
| Title Company | TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 901 COLD BROOK CT GALT CA 956323039, GALT, CA 95632-3039 |
| Document Number | 1709260592 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 1709260592 |
| Name | LENDERFI |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $254,813 (+2%) Land $65,333 Building $189,480 | |
| 2025 | $2,914.00 (+4.33%) Homeowner's exemption | $249,817 (+4.04%) Land $64,052 Building $185,765 |
| 2024 | $2,793.00 (+1.71%) | |
| 2023 | $2,746.00 (+4.05%) Homeowner's exemption | $240,118 Land $61,566 Building $178,552 |
| 2022 | $2,639.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 482 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GALT serves 26,536 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures