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897 Cold Brook Ct, Galt, CA 95632 Property Records

Sacramento County property record for 897 Cold Brook Ct, Galt, CA 95632 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,066 sqft · built 1990
Lot Size0.178 acres (7,750 sqft)
Owner2 Individual Names on File
Last Sale$313,000 (Feb 2016)
Tax Bill$4,861 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN150-0470-001-0000

Property Details

APN / Parcel Number

Primary APN150-0470-001-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,066 sqft Living Area
1st Floor Area1,163 sqft
2nd Floor Area903 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area7,750 sqft (0.178 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address897 COLD BROOK CT
CityGALT
StateCA
Zip95632-3037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER OAKS 01A, LOT 145
Legal SubdivisionRIVER OAKS 01A
Legal Lot Number145
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1007
Census Tract9410

Owner

Source: Sacramento County records · APN 150-0470-001-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address897 COLD BROOK CT, GALT, CA 95632-3037
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE HOUSE INC
Aug 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE HOUSE INC
Feb 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE HOUSE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 09, 2016 · Amount on Record
Deed SaleFeb 09, 2016 · Amount on Record
Prior SaleMay 06, 2005 · Amount on Record
Deed Book / Page20160209 / 1163
Prior Transfer DateMay 05, 2005
Prior Transfer Doc0000001939
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address897 COLD BROOK CT, GALT, CA 95632-3037
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address897 COLD BROOK CT, GALT, CA 95632-3037

Mortgage

Document Number0000001346
DateAug 11, 2021
Instrument202108111346
Lender
NameTHE MORTGAGE HOUSE INC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address897 COLD BROOK CT, GALT, CA 95632-3037
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address897 COLD BROOK CT, GALT, CA 95632-3037

Mortgage

Document Number8110000001346
DateAug 11, 2021
Book Page20210811/1346
Lender
NameTHE MORTGAGE HOUSE INC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address897 COLD BROOK CT, GALT, CA 95632-3037
Document Number2002130473
Instrument DateFeb 07, 2020
Transaction TypeMortgage
Record UpdatedMar 09, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address897 COLD BROOK CT GALT CA 956323037, GALT, CA 95632-3037

Mortgage

Document Number2002130473
DateFeb 13, 2020
Instrument2002130473
Lender
NameMORTGAGE HOUSE
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91362
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 12, 2050

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$420,381 (+2%) Land $102,632 Building $317,749
2025$4,861.00 (+4.36%)$412,139 (+15.72%) Land $100,620 Building $311,519
2024$4,658.00 (+12.76%)
2023$4,131.00 (+4.08%)$356,137 Land $96,714 Building $259,423
2022$3,969.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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