901 Bray Rd, Middletown, DE 19709 Property Records

New Castle County property record for 901 Bray Rd, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,224 sqft · built 2016
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,283 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-018.20-161`

Property Details

APN / Parcel Number

Primary APN	`13-018.20-161`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,224 sqft Living Area
1st Floor Area	1,600 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	901 BRAY RD
City	MIDDLETOWN
State	DE
Zip	19709-7515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	SHANNON COVE
Legal Lot Number	102
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	3
Census Block	3003
Census Tract	16612

Owner

901 Bray Rd is owned and occupied by two individuals.

Source: New Castle County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	901 BRAY RD, MIDDLETOWN, DE 19709-7515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Apr 29, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Oct 14, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 2, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage HOME POINT FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	901 BRAY RD, MIDDLETOWN, DE 19709-7515
Transaction Type	Mortgage
Record Updated	Nov 8, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 BRAY RD, MIDDLETOWN, DE 19709-7515

Mortgage

Document Number	0000072424
Date	Oct 30, 2023
Instrument	20231030-0072424

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Apr 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	901 BRAY RD, MIDDLETOWN, DE 19709-7515
Transaction Type	Mortgage
Record Updated	May 9, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 BRAY RD, MIDDLETOWN, DE 19709-7515

Mortgage

Document Number	0000046099
Date	Apr 29, 2022
Instrument	20220429-0046099

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	901 BRAY RD, MIDDLETOWN, DE 19709-7515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 BRAY RD, MIDDLETOWN, DE 19709-7515

Mortgage

Document Number	0000089660
Date	Oct 14, 2020
Instrument	20201014-0089660

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Feb 1, 2047

February 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Feb 2, 2017
Property Address	901 BRAY RD, MIDDLETOWN, DE 19709-7515
Document Number	0000006281
Instrument Date	Dec 20, 2016
Instrument	20170202-0006281
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	901 BRAY RD, MIDDLETOWN, DE 19709-7515

Mortgage

Document Number	0000006282
Date	Feb 2, 2017
Instrument	20170202-0006282

Lender

Name	HOME POINT FINANCIAL CORP
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 901 Bray Rd was $5,283.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,283.00	$654,500 Land $130,500 Building $524,000
2024			$578,790
2023	$4,595.00	$123,800 Land $12,300 Building $111,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 901 Bray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 901 Bray Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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