900 Bray Rd, Middletown, DE 19709 Property Records

New Castle County property record for 900 Bray Rd, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,998 sqft · built 2016
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$670,000 (Jun 2025)
Tax Bill	$5,531 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-018.20-272`

Property Details

APN / Parcel Number

Primary APN	`13-018.20-272`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,998 sqft Living Area
1st Floor Area	1,624 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	900 BRAY RD
City	MIDDLETOWN
State	DE
Zip	19709-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	SHANNON COVE
Legal Lot Number	103
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	3
Census Block	3009
Census Tract	16612

Owner

900 Bray Rd is owned and occupied by an individual who bought it in June 2025.

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	900 BRAY RD, MIDDLETOWN, DE 19709-7512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Nov 1, 2019	Deed of Trust, Mortgage · Conventional with PMI APEX HM LNS
Jun 18, 2018	Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST
Jun 18, 2018	Grant Deed, Transfer BRENNAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Prior Sale	Jun 18, 2018 · Amount on File
Deed Document Number	202540604
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	900 BRAY RD, MIDDLETOWN, DE 19709-7512
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078244
Date	Sep 11, 2020
Instrument	20200911-0078244

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2045

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	900 BRAY RD, MIDDLETOWN, DE 19709-7512
Document Number	0000090121
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	900 BRAY RD MIDDLETOWN DE 197097512, MIDDLETOWN, DE 19709-7512

Mortgage

Document Number	0000090121
Date	Nov 7, 2019
Instrument	90121

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2049

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jun 18, 2018
Property Address	900 BRAY RD, MIDDLETOWN, DE 19709-7512
Document Number	0000028802
Map Reference	DOC20151104-0056763
Instrument Date	May 31, 2018
Instrument	20180618-0028802
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	BRENNAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1625 STATE ROUTE 10, 1625, MORRIS PLAINS, NJ 07950-2905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 BRAY RD, MIDDLETOWN, DE 19709-7512

Mortgage

Document Number	0000028803
Date	Jun 18, 2018
Instrument	20180618-0028803

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jun 18, 2018
Property Address	900 BRAY RD, MIDDLETOWN, DE 19709-7512
Document Number	0000028801
Instrument Date	Dec 7, 2017
Instrument	28801
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	BRENNAN TITLE

Transaction

Amount	Amount on Record
Tax	$10,125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1625 STATE ROUTE 10 MORRIS PLAINS NJ 079502905, MORRIS PLAINS, NJ 07950-2905
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 900 Bray Rd was $5,531.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,531.00	$685,200 Land $135,300 Building $549,900
2024			$555,750
2023	$4,595.00	$123,800 Land $12,700 Building $111,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 900 Bray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 Bray Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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