Schenectady County and Schenectady City property record for 901 Bedford Rd, Schenectady, NY 12308
| Property Type | Store with Apartments |
|---|---|
| Details | 3,710 sqft · built 1984 |
| Lot Size | 0.337 acres (14,679 sqft) |
| Owner | Company Name on File |
| Last Sale | $340,000 (Aug 2026) |
| Tax Bill | $12,067 (2026) |
| Deeds & Mortgages | Aug 2026 Sale Jul 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.84-1-83 |
| Primary APN | 421500 39.84-1-83 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 3,710 sqft Gross Area |
| Basement Area | 1,188 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 14,679 sqft (0.337 acres) |
| Lot Dimensions | 129 ft deep x 112 ft wide |
| Porch | Slab |
| Porch Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 4215003984183 |
|---|---|
| Street Address | 901 BEDFORD RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12308 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Local Zoning Code | 03 - MULTI |
| Legal Description | CUTLER AND V N S MAP 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 83.00 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20600 |
901 Bedford Rd, a commercial property, is owned by a company that bought it in August 2026.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 366 BRADFORD RD, SCHENECTADY, NY 12304-3708 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 24, 2026 | Warranty Deed, Transfer SIMPLE TITLE, SIMPLIFILE |
| Jul 16, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on File |
| Deed Sale | Aug 24, 2026 · Amount on File |
| Prior Sale | Aug 24, 2026 · Amount on File |
| Deed Document Number | 202618786 |
| Deed Book / Page | 2178 / 269 |
| Prior Transfer Date | Apr 14, 2000 |
| Prior Transfer Doc | 1578000189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 24, 2026 |
| Property Address | 901 BEDFORD RD, SCHENECTADY, NY 12308 |
| Document Number | 0000018766 |
| Book / Page | 2178 / 235 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202618766 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount on Record |
|---|---|
| Tax | $113,928.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 366 BRADFORD RD, SCHENECTADY, NY 12304-3708 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 16, 2026 |
| Property Address | 901 BEDFORD RD, SCHENECTADY, NY 12308 |
| Document Number | 0000016117 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202616117 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000016117, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202616117 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 24, 2026 |
| Property Address | 901 BEDFORD RD, SCHENECTADY, NY 12308 |
| Document Number | 0000018786 |
| Book / Page | 2178 / 269 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202618786 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | ABSTRACT TITLE, PAC ABSTRACT AND TITLE SERVICE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137,360.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Number | 0000018788, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 202618788 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 901 Bedford Rd was $12,067, down 8.7% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,067.00 (-8.7%) | ||
| 2025 | $13,217.00 | $280,700 Land $31,100 Building $249,600 | $464,812 Land $51,499 Building $413,313 |
| 2023 | $280,700 (-) Land $31,100 Building $249,600 | $355,316 (+3.8%) Land $39,367 Building $315,949 | |
| 2022 | $280,700 Land $31,100 Building $249,600 | $342,317 Land $37,927 Building $304,390 | |
| 2021 | $12,139.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 901 Bedford Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 901 Bedford Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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